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Ginnie MBS Production Stumbles in November

The 7% drop from October ended eight consecutive monthly gains in Ginnie MBS issuance. Rate-term refinance activity continued to climb last month, but not enough to offset declines in purchase-money and cash-out refi transactions. Read More

Low Rates Fueled Strong FHA Demand in 3Q19

Borrower demand for FHA-insured loans was strong in the third quarter due to low interest rates. Not surprisingly, refinance activity, streamline refinancing in particular, provided the boost.

FHA Announces Loan Limit Increases for Forwards, HECMs

The 2020 loan limits show a 5.4% increase in most counties. However, 11 counties saw their loan limits decrease by double digits.

MBA Weighs In on Enforcement of VA Refi Requirements

MBA blamed ambiguous regulatory language and inaccurate staff guidance for a compliance mess involving thousands of VA refinance loans.

HUD's 2020 Priorities: DPA, Disparate Impact

Issues regarding downpayment assistance programs will be addressed in a proposed rulemaking in January 2020.

VA’s Top Lawyer Sets Precedent on Refunding VA Funding Fees

The Office of General Counsel's opinion clarifies the circumstances under which it would reimburse exempt veterans who were improperly charged a funding fee.

VA Issues Guidance on Appraisals, Use of Third-Party Information

Implementing a provision in the Blue Water Navy Vietnam Veterans Act, the guidance would allow a VA fee-panel appraiser to provide property valuation based solely on information provided by an entity with which it has a service agreement.

USDA Seeks to Improve Direct Home Loan Program

Proposed changes to the Section 502 Direct Home Loan and Grant Program would improve flexibility and make the DHLGP accessible to more low- and very-low-income rural borrowers.

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Inside FHA/VA Lending

December 6, 2019

View Archived Issues

Ginnie MBS Production Stumbles in November

Low Rates Fueled Strong FHA Demand in 3Q19

FHA Announces Loan Limit Increases for Forwards, HECMs

MBA Weighs In on Enforcement of VA Refi Requirements

HUD's 2020 Priorities: DPA, Disparate Impact

VA’s Top Lawyer Sets Precedent on Refunding VA Funding Fees

VA Issues Guidance on Appraisals, Use of Third-Party Information

USDA Seeks to Improve Direct Home Loan Program

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

December 6, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?