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Strong Refinance Demand Propels FHA, VA 2Q Production

Fueled by low rates, demand for FHA and VA refis was strong in the second quarter, although purchase loan originations for both programs hit the ceiling as well. Read More

FHA, Ginnie Limit Higher-Risk Cash-Out Refis

HUD and Ginnie Mae, in a joint policy action, announced changes to the eligibility criteria for cash-out refis to reduce lender risk, preserve homeowner equity and boost investor confidence. Read More

Impact of QM Patch Expiration on FHA Business Uncertain

Industry participants have mixed views on how letting the QM patch expire as scheduled under the ability-to-repay/qualified mortgage rule would affect FHA business overall. Read More

CHLA: Remove FHA Natural Disaster Loans from NW

Independent mortgage bankers have asked FHA to remove delinquent natural disaster loans in forbearance from the Neighborhood Watch database to ease investor concern over FHA lender performance. Read More

FHA Loan Review System Back in Service

Users regained access to the agency’s Loan Review System after it was temporarily shut down for four days last month due to server errors. Efforts to fix the problem resulted in loss of data and documents. Read More

VA ‘Orphan’ Bill a Law Now

President Trump has signed into law the VA “orphan” bill to remove conflicting requirements that caused many VA refis to remain ineligible for delivery into Ginnie Mae pools. Read More

Bills Introduced to Reduce FHA Foreclosures

Legislation has been introduced in the House and Senate to help prevent FHA foreclosures by increasing oversight of mortgage servicers to ensure they are complying with loss-mitigation requirements. Read More

New York Opposes Ditech’s Plan to Sell Reverse Mortgage Unit

The New York State attorney general has filed a brief in bankruptcy court opposing Ditech’s plan to sell its reverse mortgage business. Read More

Inside FHA/VA Lending

August 2, 2019

View Archived Issues

Strong Refinance Demand Propels FHA, VA 2Q Production

FHA, Ginnie Limit Higher-Risk Cash-Out Refis

Impact of QM Patch Expiration on FHA Business Uncertain

CHLA: Remove FHA Natural Disaster Loans from NW

FHA Loan Review System Back in Service

VA ‘Orphan’ Bill a Law Now

Bills Introduced to Reduce FHA Foreclosures

New York Opposes Ditech’s Plan to Sell Reverse Mortgage Unit

Industry Roundup

Latest Imf News

UWM to Acquire Two Harbors, Eyeing Servicing

Mortgage Broker Jobs Increase in October; Others Decline

New Freddie CEO Out of Retirement After Long Term at Deloitte

Lennar’s Average Sale Price for New Homes Dropping

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

August 2, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?