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Ginnie MBS Issuance Sprouts as Purchase and Refi Boom

The purchase-mortgage and refinance sectors saw nearly identical gains in Ginnie volume last month, with most of the refi increase in rate-term transactions. Read More

Industry Divided over Cash-Out Refi Proposal

Ginnie Mae's request for comment on proposed changes to pooling requirements for higher-risk VA cash-out refinance loans is generating mixed views from stakeholders.

MBA Seeks Delay of Loan Application Form

The trade group has asked FHFA to standardize and delay implementation of the redesigned standard loan application form, saying lenders might not be ready. Read More

Options to Make HECM Program Less Costly

Reports from the Congressional Budget Office and the Urban Institute analyze various ways to lower the government’s cost of running and maintaining the Home Equity Mortgage Program for cash-strapped, equity-rich seniors. Read More

Compliance, Liquidity and Risk Top Ginnie’s Summit Agenda

Breakout sessions on liquidity, compliance and counterparty risk are expected to draw industry participants at Ginnie’s Annual Summit next week. Read More

Ginnie Alerts Issuers to IRS Policy, Other Changes

Entities are prohibited by the Internal Revenue Service from using their own employer identification number to request additional EINs required for Ginnie Mae custom pools. Read More

FHA Delinquency Rates Down

FHA delinquency rates were down nearly 17 basis points between March and April, according to the Inside FHA/VA Lending database. The Mortgage Bankers Association’s delinquency survey reported a 28-bp increase in FHA delinquencies in the first quarter of 2019. Read More

Inside FHA/VA Lending

June 7, 2019

View Archived Issues

Ginnie MBS Issuance Sprouts as Purchase and Refi Boom

Industry Divided over Cash-Out Refi Proposal

MBA Seeks Delay of Loan Application Form

Options to Make HECM Program Less Costly

Compliance, Liquidity and Risk Top Ginnie’s Summit Agenda

Ginnie Alerts Issuers to IRS Policy, Other Changes

FHA Delinquency Rates Down

Around the Industry

Latest Imf News

Purchase-Mortgage and Refi Volume Diverge in Second Quarter

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GSEs Deliver Consistent Profits; No Closer to Solvency

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PMIs Gain Purchase Share, Refinance Share Slips

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Agency Seller-Issuer Profile: 1Q26 (PDF)

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

June 7, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?