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Inside FHA/VA Lending

August 14, 2026

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Slowing Refis Drag on Ginnie Issuance in July

Issuance of Ginnie Mae mortgage-backed securities eased in July as securitizations of refinances dropped. (Includes two data tables.) Read More

Pennymac, Vendor Move Quickly on VA Loss-Mit

The nonbank servicer and a tech vendor separately implemented VA’s partial claim loss-mitigation option well in advance of VA’s deadline. Read More

VA Averts Legal Foreclosure Risks From Partial Claims

The agency sought to address the legal risks servicers face when foreclosing on a home in which the VA has a partial claim interest. Read More

FHA Continues Testing Updated Appraisal Forms

FHA is testing the Uniform Appraisal Dataset 3.6 among a select group of lenders, as Fannie Mae and Freddie Mac lenders face a mandatory implementation date. Read More

VA Refis Expected to Slow in Current Environment

The likelihood that a loan backed by the VA will prepay spikes sharply within the first year after origination, but in a higher rate environment, prepay speeds might be suppressed for a while. Read More

MBA Backs HUD Chassis Rule; NAHB Cites Safety

The Mortgage Bankers Association supported the Department of Housing and Urban Development’s proposal to cease requiring a permanent steel chassis on the upper floors of a tiered manufactured structure. The National Association of Home Builders urged HUD to update its codes so the structures remained safe. Read More

Rate Outcomes More Consistent With FHA, VA

FHA and VA borrowers saw more consistent interest rates on new production regardless of their credit score, compared with borrowers who received conventional mortgages.FHA and VA borrowers saw more consistent rate outcomes regardless of their credit score, versus conventional mortgage borrowers. Read More

Around the Industry

FHA updates handbook; Ginnie portfolio nears $3 trillion; Ginnie prepares for MFA sign-in. Read More

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