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Inside FHA/VA Lending

January 2, 2026

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Correspondents Gain Market Share in Government Lending

Lenders grew the share of government-insured loans originated through correspondent channels in the third quarter, according to an Inside FHA/VA Lending analysis of proprietary survey data. Read More

FHA MMIF Sees Continued Strength in FY 2025

The capital ratio of FHA’s Mutual Mortgage Insurance Fund in the 2025 fiscal year was 11.47%, unchanged from 2024. Read More

Impact of FHA Loss-Mitigation Updates Begins to Unfold

Early effects from FHA’s revisions to its loss-mitigation practices have begun to show up in data, although it will still take time for the longer-term impacts to play out. Read More

House Committee Advances Housing for 21st Century Act

The House Financial Services Committee voted 50-1 to report out the Housing for the 21st Century Act with amendments. Read More

MBA Says VA Disclosure Legislation ‘Costly’

Proposed legislation to advertise the benefits of VA-backed loans would add costs for lenders without providing substantial benefits to borrowers, said the Mortgage Bankers Association. Read More

FHA Course Corrects on Legal Deadline Issue

FHA waived new language that complicated how partial payments on delinquent mortgages would affect the legal deadline for servicers to proceed with foreclosure. Read More

Senate Confirms FHA, Ginnie Leadership

The Senate confirmed Frank Cassidy and Joe Gormley to lead FHA and Ginnie Mae, respectively. Read More

Around the Industry

FHA replaces MCM contractor; VA transitions handbooks to new site; FHA updates Appraiser Roster Management policies. Read More

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