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Inside FHA/VA Lending

October 9, 2026

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Slowing Refis Drag Down Ginnie Issuance

Issuance of government-backed loans to Ginnie Mae mortgage-backed securities fell in the third quarter, breaking with the typical seasonal pattern amid higher interest rates. (Includes four data tables.) Read More

Jones Would Target Builder, Lender Cost Cuts at FHA

Sen. Elizabeth Warren, D-MA, ranking member of the Senate Banking Committee, had little to say to FHA Commissioner-nominee Matt Jones aside from a remark that he would have a “tough job” amid the financial conditions borne of the Trump administration’s policies. Read More

FHA Holds Course on UAD 3.6 as GSEs Waver

FHA announced it was taking the next step in implementing updated appraisal forms the day after Fannie Mae and Freddie Mac announced they’d push back their mandatory implementation date by more than six months. Read More

FHA Formalizes Credit Calculation Updates

FHA this week published updates to its credit scoring methodology to incorporate the updated FICO 10T model and VantageScore 4.0. Read More

HUD Sued for Withholding Housing Counseling Funding

The lawsuit challenges HUD’s refusal to award funding that Congress set aside for housing counseling nationwide, which is necessary for the origination of home equity conversion mortgages. Read More

Trade Groups Urge Alignment on ROV Policies

Industry trade groups want government mortgage programs to align their reconsideration of value processes with those of the government-sponsored enterprises. Read More

Court Delays Planned Relocation of RHS Staff

The U.S. District Court for the Northern District of California issued an administrative stay that will stall the U.S. Department of Agriculture’s intended relocation of some Rural Housing Service staff for at least another week. Read More

Around the Industry

MPF releases new subproduct; HUD requests comment on NSPIRE scoring; HUD releases manufactured home roadmap; Pennymac deploys VS4; FHA rates pass 7%. Read More

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