| Inside Mortgage Finance

FHA, VA Production Strong Even as Refis Decline in 2Q

Refinances of loans insured by the Department of Veterans Affairs declined in the second quarter, according to an Inside FHA/VA Lending analysis and ranking of endorsement data. (Includes three data tables.) Read More

FHA Mortgage Insurance Premium Cut Chatter Perks Up

Sources say chatter of a potential reduction to FHA’s mortgage insurance premium has been circulating around Washington, DC. Read More

Ginnie Cautiously Exploring AI Use Cases

Ginnie Mae is using its internal framework to evaluate potential use cases for AI, to avoid feeding data into a public model, according to its president, Joe Gormley. Read More

MBA Defends FHA Program, Nonbanks

The Mortgage Bankers Association fired back in defense of the FHA program and nonbank participants after an opinion piece in the Wall Street Journal suggested nonbanks engaged in risky underwriting under the government guarantee. Read More

Ginnie Touts Secondary Market for Manufactured-Home Loans

Ginnie Mae’s latest Global Markets Analysis Report spotlighted programs that provide financing for FHA Title I and II loans for manufactured and modular homes. Read More

GAO Finds VA Credited Contractor for Government Work

The Department of Veterans Affairs improperly credited an automated appraisal management service it contracted with for work that was done by government employees, according to the Government Accountability Office. Read More

Urban Institute Urges Simplicity in Small-Dollar Pilot

The Urban Institute recommended that FHA efficiently target a few key areas that have the greatest potential to help ensure the success of its small-dollar lending pilot. Read More

Around the Industry

Ginnie adds manufactured-home disclosure; FHA application share decreases; Ginnie portal to go offline for update. Read More

Inside FHA/VA Lending

August 28, 2026

View Archived Issues

FHA, VA Production Strong Even as Refis Decline in 2Q

FHA Mortgage Insurance Premium Cut Chatter Perks Up

Ginnie Cautiously Exploring AI Use Cases

MBA Defends FHA Program, Nonbanks

Ginnie Touts Secondary Market for Manufactured-Home Loans

GAO Finds VA Credited Contractor for Government Work

Urban Institute Urges Simplicity in Small-Dollar Pilot

Around the Industry

Latest Imf News

Rocket Cuts Wholesale Pricing, Aims for UWM Brokers

FHA, VA Lending Up Sharply in First Half of Year

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Featured Data

Slowing Refis Drag on Ginnie Issuance in July

Chase Non-Agency RMBS Servicing Rebounds in 2Q

Fitch Retains Top Ranking in MBS & ABS Ratings in 2Q

Refis Trail Off in 2Q, Purchase Lending Slightly Ahead of 2025

Featured Reports

Guide to Mortgage Lending to First-Time Homebuyers

Lender Profiles 1Q26: Top 25 (PDF)

Mortgage Profitability Report 1Q26 (PDF)

Top Mortgage Players: 1Q26 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside FHA/VA Lending

August 28, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?