September 26, 2025

GSE Seller Buybacks Up in 2Q25, Pending Claims Rise

Most of the repurchase activity in the second quarter involved loans sold to the GSEs in 2024, which is shaping up to be a pristine vintage. (Includes three data tables.) Read More

GSE Analysts Highlight Complexity of Reform Efforts

Industry analysts at a discussion hosted by the Bipartisan Policy Center detailed numerous complications involved in ending the conservatorships of Fannie Mae and Freddie Mac. Read More

Credit Score Reform Efforts Move Forward

The GSEs will modify reporting forms in November to allow underwriting based on VantageScore 4.0. Meanwhile, the MBA is working on a proposal that calls for dropping the tri-merge scoring process for certain borrowers. Read More

GSEs Updating the UMDP, Including Credit Score Changes

The GSEs continue the modernization of the datasets critical to the mortgage industry, including updates that will be key to the implementation of multiple credit scores for mortgage borrowers. Read More

FHFA Appeals Verdict in GSE Shareholder Lawsuit

The agency is appealing a jury verdict awarded to GSE shareholders for losses related to the net worth sweep. FHFA is also facing a lawsuit tied to an untimely response to a FOIA request. Read More

Pulte Disbands Equitable Housing Committee, Exits NFGS

FHFA terminated the advisory committee on affordable, equitable and sustainable housing, and has withdrawn from an international green financing network. Read More

Credit Unions Argue for Preserving GSE Features

Trade groups representing credit unions pushed back against suggestions that the institutions are creating risks, and called for status quo on certain GSE policies post-conservatorship. Read More

GSE Roundup

Michael Hutchins agrees to extend term at Freddie; new general counsel at Freddie; senator seeks answers on FHLBank reform efforts; former FHFA chief operating officer loses appeal. Read More

Inside The GSEs

View Archived Issues

GSE Seller Buybacks Up in 2Q25, Pending Claims Rise

GSE Analysts Highlight Complexity of Reform Efforts

Credit Score Reform Efforts Move Forward

GSEs Updating the UMDP, Including Credit Score Changes

FHFA Appeals Verdict in GSE Shareholder Lawsuit

Pulte Disbands Equitable Housing Committee, Exits NFGS

Credit Unions Argue for Preserving GSE Features

GSE Roundup

Latest Imf News

Mortgage Buyback Activity at Banks Down Somewhat in 3Q

NCRC Launches Fair Lending Tip Line

Locks for Refis Trail Off in November

Citi Broadens Prime Non-Agency MBS Issuance With Higher LTV Ratios

Featured Data

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Bank ABS Holdings Decline in 3Q25, Auto Portfolios Grow

Lending Slows Across Products in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

September 26, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?