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Inside The GSEs

September 26, 2025

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GSE Seller Buybacks Up in 2Q25, Pending Claims Rise

Most of the repurchase activity in the second quarter involved loans sold to the GSEs in 2024, which is shaping up to be a pristine vintage. (Includes three data tables.) Read More

GSE Analysts Highlight Complexity of Reform Efforts

Industry analysts at a discussion hosted by the Bipartisan Policy Center detailed numerous complications involved in ending the conservatorships of Fannie Mae and Freddie Mac. Read More

Credit Score Reform Efforts Move Forward

The GSEs will modify reporting forms in November to allow underwriting based on VantageScore 4.0. Meanwhile, the MBA is working on a proposal that calls for dropping the tri-merge scoring process for certain borrowers. Read More

GSEs Updating the UMDP, Including Credit Score Changes

The GSEs continue the modernization of the datasets critical to the mortgage industry, including updates that will be key to the implementation of multiple credit scores for mortgage borrowers. Read More

FHFA Appeals Verdict in GSE Shareholder Lawsuit

The agency is appealing a jury verdict awarded to GSE shareholders for losses related to the net worth sweep. FHFA is also facing a lawsuit tied to an untimely response to a FOIA request. Read More

Pulte Disbands Equitable Housing Committee, Exits NFGS

FHFA terminated the advisory committee on affordable, equitable and sustainable housing, and has withdrawn from an international green financing network. Read More

Credit Unions Argue for Preserving GSE Features

Trade groups representing credit unions pushed back against suggestions that the institutions are creating risks, and called for status quo on certain GSE policies post-conservatorship. Read More

GSE Roundup

Michael Hutchins agrees to extend term at Freddie; new general counsel at Freddie; senator seeks answers on FHLBank reform efforts; former FHFA chief operating officer loses appeal. Read More

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