July 18, 2025

Nonbank GSE Servicers’ Market Share Flat in 2Q

Although total GSE servicing remained almost unchanged as of the end of the second quarter, some large servicers — mostly nonbanks — experienced disproportionate year-over-year gains in volume. (Includes two data tables.) Read More

FICO White Paper Disputes VantageScore Claims

Just one week after VantageScore 4.0 credit score was allowed for underwriting GSE-eligible loans, competitor FICO released data appearing to show that FICO 10 T has superior predictive capabilities. Read More

GSEs Push New Tech Tools to Improve Access to Mortgage Credit

The GSEs’ automated underwriting systems now include income calculators, appraisal waivers and tools to assess the rental payment history of borrowers. Read More

Title Acceptance Pilot at Fannie Ready for Takeoff

By one estimate, if Fannie’s title acceptance pilot were allowed to expand, it could save consumers as much as $96 million a year without significantly increasing the risk of title defects. Read More

Fannie Winnows Mortgage Portfolio With NPL Sale

Nearly $297 million in non-performing Fannie loans have hit the auction block so far in July. That includes an $8.1 million community impact pool. Read More

Lenders Warned of Spike in Mortgage Fraud Activity

Fannie’s Financial Crimes Investigation team warns lenders of a string of fraudulent cash-out refis in the New Jersey area. Read More

Sen. Adam Schiff Accused of Mortgage Fraud

If true, this could be an example of occupancy fraud, a method used to secure a lower interest rate or better terms on a mortgage. Read More

GSE Roundup

More access to Freddie’s CPA; taking Republic Mortgage Insurance off the books; new CEO for FHLB-OF; Calabria gets a new gig. Read More

Inside The GSEs

View Archived Issues

Nonbank GSE Servicers’ Market Share Flat in 2Q

FICO White Paper Disputes VantageScore Claims

GSEs Push New Tech Tools to Improve Access to Mortgage Credit

Title Acceptance Pilot at Fannie Ready for Takeoff

Fannie Winnows Mortgage Portfolio With NPL Sale

Lenders Warned of Spike in Mortgage Fraud Activity

Sen. Adam Schiff Accused of Mortgage Fraud

GSE Roundup

Latest Imf News

Securitization of Home Equity Loans Slows at End of 2025

Tempered Response From Potential Borrowers as Rates Hover

Appeals Court Looks to Address Injunction Against CFPB

Fannie Back Quickly With CRT Transaction

Featured Data

Ginnie Mae Issuance Rebounds in January; USDA Loans Spike

Prime Non-Agency MBS Issuance Up Nearly 40% in 2025

M&A Reshapes Conventional Mortgage Market

Refinances Lift Primary MI to a Strong Finish in 2025

Featured Reports

Lender Profiles 3Q25: Top 25 (PDF subscription)

Agency Channel Analysis: 3Q25 (PDF)

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

July 18, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?