July 18, 2025

Nonbank GSE Servicers’ Market Share Flat in 2Q

Although total GSE servicing remained almost unchanged as of the end of the second quarter, some large servicers — mostly nonbanks — experienced disproportionate year-over-year gains in volume. (Includes two data tables.) Read More

FICO White Paper Disputes VantageScore Claims

Just one week after VantageScore 4.0 credit score was allowed for underwriting GSE-eligible loans, competitor FICO released data appearing to show that FICO 10 T has superior predictive capabilities. Read More

GSEs Push New Tech Tools to Improve Access to Mortgage Credit

The GSEs’ automated underwriting systems now include income calculators, appraisal waivers and tools to assess the rental payment history of borrowers. Read More

Title Acceptance Pilot at Fannie Ready for Takeoff

By one estimate, if Fannie’s title acceptance pilot were allowed to expand, it could save consumers as much as $96 million a year without significantly increasing the risk of title defects. Read More

Fannie Winnows Mortgage Portfolio With NPL Sale

Nearly $297 million in non-performing Fannie loans have hit the auction block so far in July. That includes an $8.1 million community impact pool. Read More

Lenders Warned of Spike in Mortgage Fraud Activity

Fannie’s Financial Crimes Investigation team warns lenders of a string of fraudulent cash-out refis in the New Jersey area. Read More

Sen. Adam Schiff Accused of Mortgage Fraud

If true, this could be an example of occupancy fraud, a method used to secure a lower interest rate or better terms on a mortgage. Read More

GSE Roundup

More access to Freddie’s CPA; taking Republic Mortgage Insurance off the books; new CEO for FHLB-OF; Calabria gets a new gig. Read More

Inside The GSEs

View Archived Issues

Nonbank GSE Servicers’ Market Share Flat in 2Q

FICO White Paper Disputes VantageScore Claims

GSEs Push New Tech Tools to Improve Access to Mortgage Credit

Title Acceptance Pilot at Fannie Ready for Takeoff

Fannie Winnows Mortgage Portfolio With NPL Sale

Lenders Warned of Spike in Mortgage Fraud Activity

Sen. Adam Schiff Accused of Mortgage Fraud

GSE Roundup

Latest Imf News

GSE Deliveries by Top Players Decline in November

Fed’s Rate Cut Not Expected to Help Mortgages Much

GSEs Update Guidelines Tied to Fraud

SG Capital Partners Returns as Expanded-Credit MBS Issuer

Featured Data

Broker Channel Regains Some Share in Third Quarter

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Bank ABS Holdings Decline in 3Q25, Auto Portfolios Grow

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

July 18, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?