Cart

Inside The GSEs

February 14, 2025

View Archived Issues

Freddie Continues to Take Fannie’s Market Share

All but one of the top 10 GSE sellers delivered a higher proportion of mortgages to Freddie Mac than Fannie Mae in January. (Includes two data tables.) Read More

GSEs: Stable Profits in Tough Times

The sign of a good business model is one that makes profits in good times and bad. Fannie and Freddie have shown strong profits throughout the post-pandemic downturn. (Includes data table.) Read More

Experts Urge Caution on GSE Reform

Rejiggering the Rube Goldberg machine of housing finance will require careful thought and timing. Unless Trump does it with an executive order. Read More

Fair Isaac Says GSE Reform Will Have No Impact on FICO

Fair Isaac Corp. CEO William Lansing asserted that FICO is the best tool for assessing credit risk, and he doesn’t see that changing whether the government is more or less involved in the GSEs. Read More

GSEs Yield to Trump’s Anti-DEI Directive

FHFA removed reference to DEI on the GSE scorecard. Are SPCPs next on the chopping block? Read More

Housing Advocates Grade the GSEs’ Duty-to-Serve Plans

A coalition of the leading affordable housing organizations in America gave Fannie Mae a C minus for its duty-to-serve plan. Freddie Mac got a B minus. Read More

New Cybersecurity Rules for Fannie Seller/Servicers

Fannie seller/servicers must now have information security programs that meet NIST or ISO standards. Read More

Alanna McCargo Resurfaces in DC

After suddenly stepping down as CEO of the Federal Home Loan Bank of San Francisco, the former Ginnie president showed up in Washington to tout the benefits of the home loan bank system. Read More

Freddie Repurchases $1.33 Billion in STACRs

Freddie executes the first of what are expected to be two to three tender offers this year for STACRs that no longer serve an economic purpose. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results