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Inside The GSEs

June 28, 2024

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Denial Rates in GSE AU Declined Slightly in 2023

Fannie’s Desktop Underwriter remains significantly more popular than Freddie’s Loan Product Advisor, accounting for 72.6% of mortgages originated after being approved by a GSE automated underwriting service. (Includes data table.) Read More

Freddie Pilot Approval Tests New Product Rule

FHFA Director Sandra Thompson said the first test of its recently instituted new products rule went well, despite the relatively short timelines. But critics of Freddie’s new pilot also asked the agency to find ways to stretch out the opportunity to comment. Read More

Revisiting the FHLBanks’ Affordable Housing Program

FHFA issued an RFI on how to simplify and improve the efficiency of the competitive application process for the FHLBanks’ Affordable Housing Programs. Read More

GSEs Faulted for Inadequate Property Insurance Policies

Researchers say strategic securitization by lenders exposes the GSEs to higher insurer counterparty risk, especially in regions with frequent climate-related disasters. The proposed cure: LLPAs and capital rules that compensate the GSEs for this risk. Read More

FHFA IG Touts ‘Maturity’ of the Agency

Brian Tomney told the House Financial Services Committee that FHFA has largely embraced OIG recommendations and has evolved from its start-up stage. Read More

Freddie Mac Multifamily to Introduce New Products

Beginning July 1, the capital markets team at Freddie Mac will start offering multifamily giant PCs, products that will allow investors to pool larger securities and better manage their portfolios. Read More

FHFA Names New Director of Communications

Former Treasury official Antonio White takes over as FHFA’s head of media relations, public outreach and Congressional affairs. Read More

FHFA Announces Members of New Advisory Committee

The new Federal Advisory Committee on Affordable, Equitable and Sustainable Housing includes a who’s who of housing finance experts, equitable housing advocates and industry representatives. Read More

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