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Inside The GSEs

April 5, 2024

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Sales to the GSEs Continued to Decline in First Quarter

Smaller lenders, with comparatively smaller declines in volume, saw their market share rise in the first quarter at the expense of large banks and large nonbanks. (Includes two data tables.) Read More

FHFA Starts Title Waiver Pilot With Fannie Mae

By focusing on refis, FHFA will be able to assess the ability of its title insurance waiver pilot to reduce closing costs with a smaller group of lower-risk loans. Read More

Debate Intensifies Over Role of FHLBanks

FHLBanks and housing advocates square off over issues, such as the banks’ mission, how they benefit housing finance and, surprisingly, whether they receive a federal subsidy. Read More

GSEs Prepare for New Credit Score Paradigm

Fannie and Freddie sketch out the still murky timeline for the shift from Classic FICO to FICO 10 T and VantageScore 4.0 and the move to a bi-merge process. Read More

Fairholme Attorney Takes a Victory Lap

Despite the added cost and delay, Hamish Hume said it was advantageous for the plaintiffs’ team to have to hold a second trial after the first one ended in a hung jury. Read More

FHFA Opens Door to FHLBank Membership for ‘Cooperativas’

A regulatory interpretation released this week by FHFA involving cooperativas in Puerto Rico may begin the formal implementation of key recommendations in its review of the FHLBank system. Read More

Fannie Resolves Undisclosed Deficiencies in Business Resilience

Cloud computing may have played a key role in helping Fannie overcome deficiencies related to its ability to continue operations in the wake of a disaster or other business interruption. Read More

Freddie Exec Discusses Successes and Challenges

Freddie’s head of single-family acquisitions said programs, such as DPA One, BorrowSmart and HeritageOne, have helped the GSE lower closing costs and expand access to mortgage credit. Read More

Chew to Head FHFA’s Office of Minority and Women Inclusion

Veteran EEO and DEI executive to wear two hats at FHFA. Read More

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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