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Inside The GSEs

December 22, 2023

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Seller Buybacks From GSE MBS Plummet in Third Quarter

Guidance from on-high helped push lender buybacks of GSE loans sharply lower in the third quarter, particularly at Freddie. (Includes three data tables.) Read More

Fannie Adds Early Assessment Option to DU

A new option in Desktop Underwriter allows lenders to pre-qualify borrowers with a single soft pull credit file. However, a hard pull tri-merge credit report will still be required with the actual loan application. Read More

Some FHLBank Members at Risk Under FHFA Proposal

Under the terms recommended in FHFA’s review of the Federal Home Loan Banks, 85 current members would fail to meet the 10% mortgage-related asset rule. Read More

FHFA Plans New Rules for FHLBanks, GSEs

Several of the new rules FHFA is expected to propose will affect the Federal Home Loan Banks. Read More

Another Perspective on GSE Capital Requirements

Andrew Davidson & Co. executive Richard Cooperstein says the regulatory capital requirements for the GSEs should be set at 1.5 times risk capital, about 1.13%. Read More

Updated Guides Include New Income Calculation Tool

Freddie clarifies how servicers should handle COVID-19 flex modifications for borrowers who recently became delinquent. Fannie announces a tool to compute the monthly income of self-employed borrowers. Read More

Fannie Gauges Flood Risk for Housing Ecosystem

Black consumers are more than twice as likely as white consumers to say they worry about their home being in a flood. Read More

Fannie Providing New Disclosures for Green MBS

The enterprise will offer new single-family green disclosures that will allow investors to easily identify mortgage-backed securities that consist of loans eligible for Fannie’s green bonds programs. Read More

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