October 27, 2023

Consolidation in the Mortgage Space Drives MSR Sales

The flurry of bulk sales of mortgage servicing rights continued into the third quarter, helping shift market share in the GSE market to larger firms. (Includes two data tables.) Read More

GSEs Provide Details on Reps-and-Warranty Relief

Fannie Mae and Freddie Mac released details on FHFA’s new policy of extending natural disaster-related reps-and-warranty relief to mortgagees impacted by the pandemic. Read More

Trouble Ahead for Move to Bi-Merge Credit Score Process

If FHFA follows through on the shift from the tri-merge to a bi-merge system, two million borrowers currently eligible for a GSE mortgage would no longer qualify, according to a report from TransUnion. Read More

FHFA Responds to FOIA Request on Employee Settlements

Documents show FHFA entered into 36 settlement agreements between January 2019 and September 2021 to resolve employee disputes. Read More

Litigation: A Mixed Bag for GSE Shareholders

The GSEs’ shareholders racked up one win and one loss last week in their legal battle to overturn the net worth sweep. Read More

Freddie Multifamily Updates Due Diligence Requirements

Freddie takes steps to ensure its older multifamily housing stock is in adequate repair. This is particularly crucial for properties in affordable housing programs. Read More

FHFA Fails to Document Reviews of Desktop Appraisal Reports

An audit by FHFA’s Office of Inspector General found that the agency’s Office of Housing and Regulatory Policy hasn’t conducted adequate oversight of the new reports. Read More

Capital Markets Update for the GSEs

Fannie celebrates 10-year anniversary of CRT program; results of the GSE’s fifth tender offer. Read More

Inside The GSEs

View Archived Issues

Consolidation in the Mortgage Space Drives MSR Sales

GSEs Provide Details on Reps-and-Warranty Relief

Trouble Ahead for Move to Bi-Merge Credit Score Process

FHFA Responds to FOIA Request on Employee Settlements

Litigation: A Mixed Bag for GSE Shareholders

Freddie Multifamily Updates Due Diligence Requirements

FHFA Fails to Document Reviews of Desktop Appraisal Reports

Capital Markets Update for the GSEs

Latest Imf News

Brokers, Correspondents Increase Conforming Originations

Housing Legislation in Congress Will Wait Until 2026

Freddie Issues Selling Guide Bulletin on AI Oversight

Servicer Refi Retention Rose to Three-Year High

Featured Data

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Bank ABS Holdings Decline in 3Q25, Auto Portfolios Grow

Lending Slows Across Products in Third Quarter

Featured Reports

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Lender Profiles 2Q25: Top 25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

October 27, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?