September 1, 2023

Rocket Leads GSE Retail Deliveries in 23 States

Broker powerhouse United Wholesale Mortgage had the second-strongest showing, topping the market in 12 states. (Includes two data charts.) Read More

Stakeholders Recommend Changes to AVM Proposal

The mortgage industry generally supports the limited scope of the rule. But consumer advocates believe FIRREA calls for a broader scope, including AVMs used by licensed appraisers. Read More

FHFA Touts Its Climate Agenda

Since it was established last year, FHFA’s Climate Change and ESG Steering Committee has established eight working groups in an effort to improve the GSEs’ ability to calculate climate risks. Read More

FHFA’s Lapses in Records Management

An OIG audit found that eight of the 27 senior officials who left FHFA during the review period did not receive required records management training during offboarding. Read More

Home Equity at a 10-Year High

Some 1.5% of GSE loans have home equity levels below 10%, suggesting Fannie/Freddie borrowers would be resilient if home prices were to decline. More than 83% of loans have at least 30% equity. Read More

Fitch Affirms Freddie’s Commercial Servicer Ratings

As of March, Freddie was named master servicer for 180 securitized transactions comprised of 11,500 loans with a combined unpaid principal balance of $44.1 billion. Read More

Freddie Names New Head of Multifamily TAH

Peter Lillestolen has been promoted to vice president, production and sales of targeted affordable housing, at Freddie Mac. Read More

Roundtable on SPCPs and Underserved Consumers

FHFA joins HUD, OCC and CFPB in an effort to promote the use of special purpose credit programs as a way to boost lending in disadvantaged communities. Read More

Inside The GSEs

View Archived Issues

Rocket Leads GSE Retail Deliveries in 23 States

Stakeholders Recommend Changes to AVM Proposal

FHFA Touts Its Climate Agenda

FHFA’s Lapses in Records Management

Home Equity at a 10-Year High

Fitch Affirms Freddie’s Commercial Servicer Ratings

Freddie Names New Head of Multifamily TAH

Roundtable on SPCPs and Underserved Consumers

Latest Imf News

Borrower Lock-In Easing With Passage of Time

Ginnie Issuance Climbs Slightly in January

Fannie Economists See Interest Rates Staying Higher for Longer

Income and MBS Portfolio Increase at Armour in Fourth Quarter

Featured Data

CRE Securitization Rises in 2025 With Agency MF Boost

Refi Lending Nearly Doubles in 4Q, Purchase Share Drops

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

Featured Reports

Mortgage Profitability Report 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

September 1, 2023

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?