Cart

Inside The GSEs

July 7, 2023

View Archived Issues

Banks Outpace Nonbanks in Sales to GSEs in 2Q

Most GSE sellers increased production in the second quarter, though first-half deliveries were still off 60.9% from a year ago. (Includes two data charts.) Read More

Proposed EHFP Rule Receives Strong Support

Consolidating FHFA’s authority to support fair housing and fair lending laws under the umbrella of the GSEs’ equitable housing finance plans will improve access to mortgage credit for underserved communities, supporters say. The GSEs, however, see key problems. Read More

Temporary Condo Eligibility Measures Made Permanent

Lenders have chafed at the temporary regulations put in place following the collapse of a Surfside, FL, condo in 2021, but those rules become permanent in September. Read More

Fannie Issues Income-Falsification Fraud Alert

Northern California mortgage lenders are seeing numerous loan applications with falsified child support or spousal support income. Read More

FHFA Makes More Appraisal Data Available

The inclusion of sales data on comparable properties and statistics on the racial and ethnic composition of neighborhoods should allow researchers to better identify incidents of appraisal bias. Read More

Fannie Prices $738 Million CAS REMIC

Pricing on Fannie’s latest CRT offering topped out at average 30-day SOFR plus 685 bps for the 1B-2 class. Read More

GSE Foreclosure Activities Continue to Normalize

Delinquencies inched up slightly in the first quarter, despite remaining near historic lows. Meanwhile, loan forbearances rose while modifications declined. Read More

Fannie Adds Affordable Housing to DUS Disclose

The new value denotes multifamily properties where the borrower sponsors affordable units in cost-burdened or very cost-burdened areas. Read More

Fannie Pushing Multifamily Survey on Energy, Water Use

The anonymized data from the voluntary survey give multifamily property owners insight into how their energy and water use compares to similar properties in other parts of the country. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results