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Inside The GSEs

May 26, 2023

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Outstanding FHLBank Advances Top $1.0 Trillion

Outstanding FHLBank advances have only surpassed $1 trillion one other time. Banks and thrifts — including now-failed institutions — boosted their advance usage in the first quarter. (Includes three data charts.) Read More

Surging Repurchase Requests May Not Reflect Policy Changes

The GSEs say the spike in repurchase requests simply reflects the historic volume in 2020 and 2021. Lenders argue there should be something short of a repurchase request for performing loans with minor defects. Read More

FHFA Seeks Extensive Feedback on Single-Family Pricing

FHFA is seeking input on the return on capital standards that apply to the GSEs and components of g-fees, among other issues. Read More

No New Product Submissions Yet From GSEs

FHFA Director Sandra Thompson noted that the GSEs have yet to seek approval for new products under a new FHFA initiative. Read More

Resurrecting the Conservatorship Debate

Former FHFA Acting Director Ed DeMarco and the American Bankers Association have endorsed releasing the GSEs from conservatorship. Industry observers aren’t optimistic about any moves in the near term. Read More

GSEs Weigh in on FHFA’s Capital Framework Proposal

FHFA’s proposed revisions to the enterprise regulatory capital framework prompted feedback from Fannie Mae and Freddie Mac. The GSEs support various aspects of the proposal while seeking some changes. Read More

Freddie Incorporates Digital Paystubs Into Underwriting

The new tool is expected to help first-time homebuyers and borrowers from underserved communities who might not have qualified under old-school underwriting. Read More

Fitch Puts GSE Ratings on Downgrade Watch

The announcement comes on the heels of a potential downgrade of the U.S. government amid a debate on the debt ceiling. Read More

CRT Pricing Costs Still High

Spreads on the latest CRT from Fannie were wider than on the deal the GSE issued in April 2022. Read More

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