March 11, 2022

Increase in Loan Limits Impacts GSE Seller Volume

The volume of loans delivered to Fannie Mae and Freddie Mac declined by 23.0% from January to February. The sequential decline seems to be a result of the 18% hike in conforming loan limits. (Includes two data charts.) Read More

Fed’s Plans for Agency MBS Holdings Unclear

The Federal Reserve will close on an era this week, ending its pandemic policy of net asset purchases and preparing for a runoff of agency MBS. Read More

Full Steam Ahead for Fannie CRT

The mortgage giant’s credit-risk transfer program got 2022 off to a good start with its first CIRT transaction of the year. Read More

Condo Groups Seek Delay of GSE Standards

The collapse of Champlain Towers South in Florida resulted in the GSEs issuing temporary guidelines tightening eligibility requirements for condo loans. Industry representatives have denounced the new rules as draconian. Read More

GSEs’ Big Year a Boon to Affordable Housing Programs

A windfall for Fannie and Freddie last year means their contributions to the Housing Trust Fund and the Capital Magnet Fund are up 3.9% for the year. Read More

Fannie Names First Chief of Diversity and Inclusion

Sharifa Anderson has been appointed to the newly created position of senior vice president for diversity and inclusion at the government-sponsored enterprise. Read More

FHFA May Soon Choose Between FICO and VantageScore

Also on the table: Will there be just one credit score model, or will lenders be able to select from multiple options? Read More

Fannie Researchers Say GSE Tweaks Not the Answer to Affordability

Fannie economists demonstrate that mortgage expenses only account for about 30% of homeownership costs, with g-fees accounting for just a small fraction of that. Read More

Inside The GSEs

View Archived Issues

Increase in Loan Limits Impacts GSE Seller Volume

Fed’s Plans for Agency MBS Holdings Unclear

Full Steam Ahead for Fannie CRT

Condo Groups Seek Delay of GSE Standards

GSEs’ Big Year a Boon to Affordable Housing Programs

Fannie Names First Chief of Diversity and Inclusion

FHFA May Soon Choose Between FICO and VantageScore

Fannie Researchers Say GSE Tweaks Not the Answer to Affordability

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

March 11, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?