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Inside The GSEs

December 23, 2021

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GSE Seller Repurchases Ratchet Higher in 3Q21

In the first nine months of 2021, GSE sellers have repurchased $2.1 billion of defective loans from Fannie Mae and Freddie Mac, more than in any year since 2014. Soaring new MBS issuance is the reason. Read More

Industry Endorses Biden’s Nominee to Head FHFA

Mike Calhoun, CEO of the Center for Responsible Lending, was once thought to be Biden’s choice to run FHFA. Last week, he added his voice to the chorus of endorsements for Sandra Thompson’s nomination. Read More

Some Tweaks as FHFA Sets Housing Goals for GSEs

The new goals don’t deviate dramatically from what the agency proposed in August, but the mulitfamily goals will only apply to 2022 instead of the usual three-year time span. Read More

December Updates for GSE Seller/Servicers

GSEs issue lender letters/bulletins tweaking their guidelines for lenders and servicers. Read More

FHFA Once Again Calls Attention to Appraisal Bias

Appraisers frequently use free-form text fields in their valuation reports to describe neighborhoods in ways that appear to violate fair lending regulations. Read More

OIG: FHFA Not Producing Enough Commissioned Examiners

Only 16 examiners have completed the agency’s examiner commissioning program since it was founded in 2013. Read More

FHFA Deep Dives Into GSE Fair Housing Expectations

The agency believes enforcing fair housing laws is central to its role as regulator of Fannie Mae and Freddie Mac. Read More

FHFA Wants the GSEs to Submit Annual Capital Plans

Under a proposed rule, Fannie and Freddie will have to describe their sources of capital over a five-year planning horizon. Read More

Redwood Joins Critics of New Loan Limits

In 2022, the GSEs will be able to purchase loans nearing $1 million, cutting into what has typically been the non-agency jumbo market. Read More

Fannie Releases First SASB Report on ESG Activities

SASB creates industry-specific standards that provide investors comparable data on companies’ ESG-related activities. Read More

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