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Inside The GSEs

October 1, 2021

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GSE Purchases of Investor, Second-Home Loans Tumble

Although the GSEs have for several months seen declines in the share of investor and second-home mortgage purchases, it remains to be seen whether lenders will continue to deliver these loans into the non-agency market now that the caps have been withdrawn. (Includes two data charts.) Read More

Thompson Planning to Look at How GSEs Price Loans

In her first long-form interview since taking over as FHFA acting director, Sandra Thompson insisted that expanding the GSEs’ books of business won’t make them riskier. Read More

Suspension of PSPA Rules Already Impacting Pricing

FHFA announced the suspension of the caps on the GSEs’ purchase of second-home and investor-property mortgages on Sept. 14. By Sept. 15, the price of these loans jumped more than a percentage point. Read More

OIG: FHFA Not Regulating GSEs to Prudential Standards

The FHFA’s inspector general found that the regulator’s supervision of the GSEs is based on policy statements not standards prescribed by Congress. Read More

Two Different Opinions on the Acting FHFA Chief. Surprised?

Sen. Pat Toomey, R-PA, and NAMB President Kimber White each grade the brief performance of FHFA’s acting director. Read More

GoodLeap Top Contributor to GSEs’ Green MBS

Freddie’s refinance-based green MBS program leapfrogs past Fannie’s more mature program based on newly built homes. (Includes data chart.) Read More

Fannie to Rejoin the CRT Market

FHFA’s decision to repropose certain provisions in the capital framework of the GSEs lures Fannie back to the CRT fold. Read More

Freddie Mac Documents Race-Based Appraisal Bias

Looking at more than 12 million home appraisals, researchers found that sellers in minority census tracts were more than twice as likely to receive an appraisal below the sale price than sellers in white districts. Read More

Changes on the FHFA Leadership Team

Thompson switches Deputy Director of Bank Regulation Andre Galeano over to head the Division of Enterprise Regulation. Read More

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