May 28, 2021

FHLB 1Q21 Earnings Fall; Member Advances Lead the Way

Low interest rates and excess liquidity drove down demand for FHLBank advances and ate into profits during the early part of the year (Includes three data charts.) Read More

Freddie Mac Names Former Wells Honcho DeVito CEO

Who better than a 30-year industry veteran to head the government-sponsored enterprise? Read More

CRT Report Revives Old Debates. A Bad Deal for FanFred?

Industry insiders argue over whether the credit-risk transfer programs are overpriced catastrophic insurance for the GSEs or a cheap form of capital. Read More

Traders May Soon Post Margins on All TBA Transactions

Variation margins will reduce counterparty risk in to-be-announced MBS transactions by requiring buyers and sellers to post margins for any change in prices before settlement. Read More

Fannie Mae Taps Evans to Head Single-Family Business

Malloy Evans, a 17-year Fannie veteran, takes charge of the company’s massive single-family business, effective immediately. Read More

Freddie Mac Picks Griest to Run MF Securitization

Jason Griest has been with Freddie for the past eight years. Prior to that, he held capital markets or securitizations positions at Fannie Mae, Bank of America and JP Morgan. Read More

Of Stress Tests, CRT Ratings, and Rate Locks

Several of the regulatory and management measures undertaken to mitigate the impact of the pandemic are slowly being eased. Is that a sign markets are improving? Read More

FHFA’s New Loan-Level Data Recalibrates Mortgage Risk

A so-called stressed default rate on millions of residential loans originated between 1990 and 2019 suggests the risks that precipitated the global financial crisis were around long before that, and are growing in the current market. Read More

Inside The GSEs

View Archived Issues

FHLB 1Q21 Earnings Fall; Member Advances Lead the Way

Freddie Mac Names Former Wells Honcho DeVito CEO

CRT Report Revives Old Debates. A Bad Deal for FanFred?

Traders May Soon Post Margins on All TBA Transactions

Fannie Mae Taps Evans to Head Single-Family Business

Freddie Mac Picks Griest to Run MF Securitization

Of Stress Tests, CRT Ratings, and Rate Locks

FHFA’s New Loan-Level Data Recalibrates Mortgage Risk

Latest Imf News

GSE Deliveries by Top Players Decline in November

Fed’s Rate Cut Not Expected to Help Mortgages Much

GSEs Update Guidelines Tied to Fraud

SG Capital Partners Returns as Expanded-Credit MBS Issuer

Featured Data

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Nonbanks Post Small Drop in Mortgage-Banking Income

Bank MSR Portfolios Shrink Slightly, Valuation Strong

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

May 28, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?