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Inside The GSEs

April 16, 2021

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Nonbanks Help Freddie Gain Share in 1Q21 GSE Servicing

A number of nonbanks added significantly to their Freddie servicing portfolios during the first quarter, raising the industry's stake to over half of the market. Meanwhile, delinquency rates fell sharply in early 2021. (Includes two data charts.) Read More

The GSE Patch Conundrum

The January amendments to the PSPA require the GSEs to follow the new QM rule, even though CFPB may not enforce the rule until October 2022. That means Fannie and Freddie will no longer purchase GSE patch loans after July 1. Read More

Critics Rehash (and Trash) Utility Model for GSEs

Mortgage industry observers increasingly argue that Fannie Mae and Freddie Mac should be regulated as utilities. But conservative critics say, “Not so fast.” Read More

Freddie Falls Short on 2020 Housing Goal

Although the enterprise did not reach FHFA’s benchmark for low-income re-finance mortgages, it’s not exactly in the regulatory doghouse. Read More

Adverse Market Fee to Stay Until December (at Least)

FHFA says it has not “extended” the fee because it never announced an end date. Nevertheless, it will review the financial situation in October. Read More

New Hire at FHFA

The GSEs’ regulator poaches an executive from FDIC: Marc Steckel. Read More

Would a Central Clearing Facility Improve the MBS Market?

Federal Reserve Bank of New York economists look for ways to improve the market-making capacity of prime dealers for agency MBS. Read More

Fannie and Freddie to Bolster MBS Disclosures

The GSEs will provide investors with new loan-level and security-level data beginning June. Read More

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