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Inside The GSEs

December 21, 2018

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GSE Seller Buybacks Hit Record Low, Uptick in Unresolved Claims

Repurchases of GSE loans by Fannie Mae and Freddie Mac sellers continued to decline in the third quarter, though the pipeline of unresolved buyback demands ticked higher. [Includes one data chart.] Read More

Rising Rates May Limit Access to GSE Loans for High-DTI Applicants

Even a relatively modest increase in interest rates is likely to have a disproportionate impact on the ability of high debt-to-income households to qualify for GSE loans, according to a recent report by Wells Fargo Securities Structured Products Research. Read More

FHFA Issues Proposed Rule on Credit-Scoring Models

The Federal Housing Finance Agency proposed new standards Fannie Mae and Freddie Mac must use to consider approving new credit-scoring models. Read More

GSEs G-Fees Held Steady in 2017, FHFA Says in Annual Report

The average guarantee fee charged by Fannie Mae and Freddie Mac was unchanged at 56 basis points in 2017, according to an annual report from the Federal Housing Finance Agency. Read More

CBO Renews Calls for G-Fee Increase, Loan Limit Reduction

In what’s become a nearly annual event, the Congressional Budget Office this week suggested raising the guarantee fees charged by Fannie Mae and Freddie Mac, and/or lowering the loan limit, in order to reduce the federal deficit. Read More

Calabria’s Past Comments on GSEs, Securitization and More

“Securitization is the false god that failed us.” These are the words of Mark Calabria, the conservative economist whom the Trump administration nominated last week as director of the Federal Housing Finance Agency, replacing Mel Watt, whose term ends in January. Read More

Banks Hold $553 Billion of FHLB Advances

Banks held $553.4 billion of Federal Home Loan Bank advances at the end of the third quarter, according to Inside The GSEs analysis of call reports. Read More

GSEs Must Focus on Access to Credit, Foreclosure Prevention

There are no surprises in the Federal Housing Finance Agency’s 2019 scorecard, which outlines its conservatorship priorities over the coming year for Fannie Mae, Freddie Mac and their joint venture Common Securitization Solutions. The report underscores goals dating from the FHFA’s 2014 strategic plan. Read More

Testimony on the Long-Delayed House Hearing on Housing Reform

On Friday, just two days before the Congress recessed for the holidays, House Committee on Financial Services Chairman Jeb Hensarling, R-TX, surprised industry observers by holding the long-delayed hearing on his pet project, “The Bipartisan Housing Finance Reform Act of 2018.” Read More

GSE Roundup

Miscellaneous news items about the government-sponsored enterprises. Read More

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