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Inside The GSEs

August 21, 2026

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GSE Single-Family Business Declines in July as Refis Slump

Seven of the top 10 GSE sellers saw a monthly decline in deliveries to Fannie Mae and Freddie Mac in July. (Includes two data tables.) Read More

Little Pushback to Proposed Weakening of SCP Rule

FHFA’s plan to remove the term reputational harm from the suspended counterparty program regulation appears to have near universal support from mortgage industry stakeholders. Read More

FHLBanks May Find it Easier to Add New Business Activities

Industry stakeholders welcomed the idea of reducing the regulatory burden faced by the FHLBanks, but they also want insurance that the system will continue to serve their interests. Read More

Implementation of New Condo Rules Begins

This month saw the end of limited reviews and baseline accounting for condo projects. Reserve requirements jump to 15% in January. Read More

GSEs Address Industry Questions About UAD 3.6

Many questions about the transition to UAD 3.6 revolve around whether loans originated using UAD 2.6 can still be submitted via the Uniform Collateral Data Portal. Read More

GSE Shareholder Believes Freddie Stock is Undervalued

Investor challenges estimates by Pershing Square’s Bill Ackman, arguing Freddie Mac is now more valuable that Fannie Mae. Read More

Freddie Preps Servicers for Default Reporting Modernization

Freddie’s new system for the near-real-time reporting of default events doesn’t become mandatory until September 2027, but servicers may begin reporting as early as November 2026. Read More

Fannie, Freddie Pass Stress Tests With Flying Colors

In a hypothetical scenario in many ways worse than the great financial crisis, combined net income at Fannie Mae and Freddie Mac remained positive. Read More

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