Cart

Inside The GSEs

August 7, 2026

View Archived Issues

GSEs Deliver Consistent Profits; No Closer to Solvency

Combined net interest income at the GSEs has averaged $12.94 billion per quarter over the past year. And since the beginning of 2022, combined net income hasn’t dipped below $11.29 billion. (Includes data table.) Read More

Housing Sector Split on Duty-to-Serve Proposal

Industry trade groups are pushing for optimized investment tools, community bankers are warning against systemic risk and housing advocates believe the proposal will allow the GSEs to abandon the nation’s neediest populations. Read More

Use of VantageScore Increasing With GSEs

More than 100 lenders have sought approval to participate in the GSEs’ pilot program for VantageScore 4.0. MBS investors are also seeking measures to prevent gaming, increase data transparency and ensure the GSEs can accept applications with more than one score. Read More

GSEs Explain Nuances of Condo Project Eligibility Rules

Although the new condo rules have been criticized for being too stringent, GSE executives say many “expansions” have been added to the rules to make them more palatable. Read More

GSEs Update Guides for Condo Rules and Qualifying Income

Selling guide changes at the GSEs should make it easier for some borrowers to qualify for mortgages. Read More

Appeals Court Affirms Jury Award for GSE Shareholders

Fairholme Funds v. FHFA, the only net worth sweep lawsuit to make it to trial, is nearing the end of litigation. Read More

Title Industry Warns Against Expansion of Waiver Pilot

Federal Housing Finance Agency Director Bill Pulte recently hinted that Fannie Mae and Freddie Mac might expand their title waiver programs. The effort doesn’t sit well with title insurance providers. Read More

IT Security Remains Ineffective at FHFA

An OIG audit identified missing security control assessments that left core federal housing IT infrastructure exposed to unvalidated, undetected compromises. Read More

Latest Imf News

More Imf News

Featured Data

More Featured Data

Featured Reports

More Latest Reports

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

View Results