April 17, 2026

Depository Servicers End Slide in Servicing Share

Banks and other depository institutions regained a little market share in GSE servicing during the first quarter of 2026 after 11 consecutive quarters of losing share to nonbanks. (Includes two data tables.) Read More

FHLBanks Push for Regulatory Reforms

The Federal Home Loan Bank trade group supports President Trump’s executive order on improving access to mortgage credit. Read More

Fannie Sets Guardrails for AI/ML

Fannie Mae belatedly joined Freddie Mac in establishing ground rules for seller/servicers that deploy or manage artificial intelligence or machine learning tools while doing business with the enterprise. Read More

GSEs Take Diverging Paths on Debt

Fannie Mae extended duration by shifting from short- to long-term debt, but allowed overall debt to grow. Freddie de-levered by cutting short-term debt without adding to long-term debt. Read More

Rural DTS Lending Doesn’t Follow Inflationary Model

Since 2016, when the duty-to-serve rule compelled the GSEs to make it easier to buy homes in rural census tracts, home prices have remained mostly stable and rents have declined. Read More

Freddie Tweaks Flex Mod Rules

Servicers will now have some leeway in how they execute flex loan modifications. Read More

Freddie Mac Adjusts Multifamily Small-Balance Loan Program

The move will increase the size of eligible loans and the number of units allowed, but stiffer qualification requirements may alienate smaller landlords. Read More

GSE Roundup

Trump budget ignores GSE reform; Morningstar DBRS affirms AAA ratings on GSEs; Vice Capital an early adopter of new low loan balance payment categories; Fannie to simplify income eligibility calculations for some LLPA waivers. Read More

Inside The GSEs

View Archived Issues

Depository Servicers End Slide in Servicing Share

FHLBanks Push for Regulatory Reforms

Fannie Sets Guardrails for AI/ML

GSEs Take Diverging Paths on Debt

Rural DTS Lending Doesn’t Follow Inflationary Model

Freddie Tweaks Flex Mod Rules

Freddie Mac Adjusts Multifamily Small-Balance Loan Program

GSE Roundup

Latest Imf News

Depository Share of GSE Servicing Increases in 1Q

Margins Increase at AmeriHome Owner in First Quarter

Brokers Look to Reduce Credit Report Costs

Annaly Turns Profit in First Quarter Despite Agency MBS Issues

Featured Data

GSE Deliveries Weaken in First Quarter of 2026

GSE Lenders Stretch Credit Envelope in First Quarter

Bank Sales of Mortgages Rise to 2022 Level at End of 2025

Structured Finance Market Keeps Momentum Going

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Mortgage Profitability Report 4Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

Mortgage Servicing Rights Report: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside The GSEs

April 17, 2026

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?