August 30, 2021

Fed Examiners Give Details About Off-Site Bank Exams

Federal bank examiners adopted a flexible and balanced approach to conducting examinations with a goal to ensure the resiliency of banks while not slowing down the flow of credit. Read More

Consumer First Case Provides Guideposts for CFPB Remedies

A more “nuanced approach to penalty calculation” by an appeals court will have important ramifications for both litigated cases and settlements in which the CFPB seeks the maximum applicable penalty amount, according to Mayer Brown attorney Ori Lev. Read More

Court Upholds AmeriHome’s Arbitration Clause With Staff

Two recent lawsuits show the value of carefully drafting agreements with employees to arbitrate claims. Read More

Troubles Persist for Minority Borrowers in Robust Mortgage Market

Black and Hispanic borrowers in the mortgage market continue to face higher interest rates and denials, according to a new CFPB report based on 2020 HMDA data. Read More

Bureau Appeals PayPal’s Win in Prepaid Disclosure Lawsuit

The CFPB argued that under the Electronic Funds Transfer Act and the Dodd-Frank Act, it was well within its authority to require mandatory disclosures. Read More

Mortgage Servicer Fined for Failing to Timely Release Lien

A mortgage servicer who missed a state law deadline for sending timely lien releases is on the hook for the statutory maximum fine of $5,000. Read More

Mortgage, Auto Loan Credit Held Steady During Pandemic

Unlike during the Great Recession, when lenders pulled back on consumer access to credit, new credit for mortgages and auto loans loosened during the pandemic. Read More

Other News in Brief

Bryan Schneider lands at Manatt; New York amends foreclosure requirements; Connecticut extends pandemic-related requirements to federally backed loans; another settlement for Wells Fargo; Mr. Cooper seeking dismissal of lawsuits. Read More

Inside the CFPB

View Archived Issues

Fed Examiners Give Details About Off-Site Bank Exams

Consumer First Case Provides Guideposts for CFPB Remedies

Court Upholds AmeriHome’s Arbitration Clause With Staff

Troubles Persist for Minority Borrowers in Robust Mortgage Market

Bureau Appeals PayPal’s Win in Prepaid Disclosure Lawsuit

Mortgage Servicer Fined for Failing to Timely Release Lien

Mortgage, Auto Loan Credit Held Steady During Pandemic

Other News in Brief

Latest Imf News

Ginnie Gains More Servicing Share During First Quarter

Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

August 30, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?