August 2, 2021

Appeals Court Overturns CFPB’s $59M Judgment

A federal appeals court threw out a hefty judgment in a case that could have implications for the bureau’s authority to assess restitution. Read More

Mortgage Complaints Decreased in Almost Every Category in 2Q21

Mortgage complaints were down in almost every category for the second quarter of 2021, according to an Inside the CFPB analysis of the numbers. (Includes two data charts.) Read More

Debt Collection Rules Will Take Effect Nov. 30

The bureau's debt collection rules will become effective on Nov. 30 as originally planned while the CFPB also indicated that mortgage loan debt collectors could receive guidance later this year. Read More

CFPB Ordered to Draft Rule on Small-Business Loan Data

A California federal court takes a rare step and orders the bureau to issue a proposed rule later this year. Read More

OCC to Rescind Trump-Era Revamp of CRA Standards

The OCC will work with other federal agencies on a joint rulemaking that strengthens and modernizes the Community Reinvestment Act. Read More

CFPB Plays Outside Role in States’ Servicing Standards

The CSBS didn’t include data standards and servicing transfer requirements in its final rule for nonbank servicers, noting appropriate regulations from the bureau. Read More

Colorado Sets Standards for Nonbank Mortgage Servicers

The Colorado Nonbank Mortgage Services Act goes into effect on Jan. 1 and aims to protect consumers through additional regulation. Read More

Warren Praises Bureau’s Consumer Complaint Hotline

But what should be next on the CFPB’s agenda? Regulation of the cryptocurrency market, the bureau architect says. Read More

House Bill Seeks to Clarify Bureau’s MLA Authority

The bill would ensure that all consumers — not just veterans — are protected by the Military Lending Act’s cap on interest rates. Read More

Other News in Brief

Kraninger joins crypto-monitoring firm, Brown asks bureau to look into complaints, Connecticut tweaks licensing provisions. Read More

Inside the CFPB

View Archived Issues

Appeals Court Overturns CFPB’s $59M Judgment

Mortgage Complaints Decreased in Almost Every Category in 2Q21

Debt Collection Rules Will Take Effect Nov. 30

CFPB Ordered to Draft Rule on Small-Business Loan Data

OCC to Rescind Trump-Era Revamp of CRA Standards

CFPB Plays Outside Role in States’ Servicing Standards

Colorado Sets Standards for Nonbank Mortgage Servicers

Warren Praises Bureau’s Consumer Complaint Hotline

House Bill Seeks to Clarify Bureau’s MLA Authority

Other News in Brief

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Inside the CFPB

August 2, 2021

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?