| Inside Mortgage Finance

Qualified Mortgage Rulemaking Remains a Question

There is no doubt the CFPB will extend the qualified-mortgage patch, but whether it will push ahead with changes to the framework is another question, according to industry attorneys. Read More

Best Practices for Mortgage Transfers During a Crisis

The CFPB issued guidelines for mortgage servicers to identify issues that may arise from servicing transfers. Read More

Consumer Complaints Reached All-Time High in 1Q20

Consumer complaints filed with the CFPB reached a record high in the first quarter of 2020 driven by a surge in credit reporting complaints, according to a new analysis by Inside the CFPB. (Includes data chart.)

CFPB Finalizes Increase in HMDA Reporting Thresholds

Amid talk about regulatory delays due to the lockdown, the CFPB finalized a rule on collecting and reporting data under the Home Mortgage Disclosure Act. More rulemaking could follow. Read More

Banks Can Close Mortgages Without Advance Appraisals

Banks can delay getting an appraisal for certain real estate-related transactions for up to 120 days after a mortgage closes. The leeway applies only to portfolio loans. Read More

State AGs Urge CFPB to Rescind Credit Reporting Guidance

If the CFPB does not resume vigorous oversight of credit reporting agencies and furnishers, the states will step up and fill the vacuum, AGs warned. Read More

Seek Forbearance Only as Last Resort: CFPB to Borrowers

The CFPB has called upon borrowers to exercise caution before requesting forbearance, noting that they will have to repay any missed or reduced payments. Read More

CFPB, FHFA to Exchange Servicing Information

The CFPB and Federal Housing Finance Agency have agreed to share mortgage servicing data to protect consumers during the pandemic. Read More

Other News in Brief

CFPB advisory committees to meet May 1; borrowers with DTI ratios exceeding 43% barred from California Housing Finance Agency programs; forbearance and foreclosure requirements in Massachusetts. Read More

Inside the CFPB

April 27, 2020

View Archived Issues

Qualified Mortgage Rulemaking Remains a Question

Best Practices for Mortgage Transfers During a Crisis

Consumer Complaints Reached All-Time High in 1Q20

CFPB Finalizes Increase in HMDA Reporting Thresholds

Banks Can Close Mortgages Without Advance Appraisals

State AGs Urge CFPB to Rescind Credit Reporting Guidance

Seek Forbearance Only as Last Resort: CFPB to Borrowers

CFPB, FHFA to Exchange Servicing Information

Other News in Brief

Latest Imf News

UWM to Acquire Two Harbors, Eyeing Servicing

Mortgage Broker Jobs Increase in October; Others Decline

New Freddie CEO Out of Retirement After Long Term at Deloitte

Lennar’s Average Sale Price for New Homes Dropping

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

April 27, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?