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TRID Mortgage Disclosure Rule Under Review

The CFPB plans to assess the costs and benefits of the integrated mortgage disclosure rule, inviting stakeholders and the public at-large to comment. Assessment results will be released by October 2020.

TRID Assessment No Guarantee of Changes

The CFPB's assessment of the TRID rule does not mean the bureau is planning to eliminate or even modify the rule, according to attorneys watching the action.

CFPB Trimmed Spending and Cut Staff in FY 2019

The CFPB’s latest financial report for fiscal year 2019 reveals a cut in the agency's workforce, lower funding levels and a slower enforcement process.

CFPB to Ease Post-Enforcement Monitoring

The CFPB will announce changes to its consent order termination policy, making it easier for firms to get out from under post-enforcement monitoring, agency Director Kathy Kraninger said in a recent speech. She also hinted at a few other soon-to-be-announced items.

Mortgage Rule Changes on CFPB's 2020 To-Do List

The CFPB's latest regulatory agenda lays out its priorities for next year, including action on the qualified mortgage "patch" and changes to the residential data reporting rule.

MLO Temporary Authority in Effect; GA Curveball?

Temporary operating authority for loan officers moving from one state to another is now the law of the land. However, origination firms need to pay attention to potential compliance risks, investor appetite, and state-specific requirements.

SCOTUS Sets CFPB Constitutionality Arguments

The Supreme Court has scheduled oral arguments for March 3 in a case challenging the CFPB's leadership structure. Two major questions will be argued.

CFPB: Large Servicers Dominate, Nonbanks Grow

The CFPB's recent report on mortgage servicers seems to state the obvious: the biggest shops dominate the residential loan processing market, and nonbank market share is growing.

Senators Push for CFPB Probe of Apple Card

Two Democratic senators are pressing for a CFPB examination of the Apple Card's underwriting standards, while demanding information about the agency's enforcement of fair lending standards.

Other CFPB News in Brief

The CFPB and Director Kathy Kraninger were sued for failure to supervise federal student loan servicers; two more CFPB enforcement actions.

Inside the CFPB

December 2, 2019

View Archived Issues

TRID Mortgage Disclosure Rule Under Review

TRID Assessment No Guarantee of Changes

CFPB Trimmed Spending and Cut Staff in FY 2019

CFPB to Ease Post-Enforcement Monitoring

Mortgage Rule Changes on CFPB's 2020 To-Do List

MLO Temporary Authority in Effect; GA Curveball?

SCOTUS Sets CFPB Constitutionality Arguments

CFPB: Large Servicers Dominate, Nonbanks Grow

Senators Push for CFPB Probe of Apple Card

Other CFPB News in Brief

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Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

December 2, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?