| Inside Mortgage Finance

SCOTUS Agrees to Review CFPB Constitutionality Case

The U.S. Supreme Court agreed to review a case challenging the CFPB’s constitutionality. The court directed both parties to file briefs on a possible remedy. Read More

Industry Groups Want Additional HMDA Data Points Removed

Five industry groups have asked the CFPB to eliminate certain data points from the Home Mortgage Disclosure Act requirements. On the other hand, the NAHB is seeking reporting of more data fields. Read More

Consumer Mortgage Complaints Decline in 3Q19

Mortgage-related complaints to the CFPB declined from the second to the third quarter in every category except mortgage applications, according to an analysis by Inside the CFPB. (Includes two data charts.)

Temporary HMDA Relief Extended for Small Firms

The CFPB has extended the temporary coverage threshold for open-end lines of credit under HMDA by two years while it is considering increasing permanent thresholds for both closed- and open-end loans. Read More

House Dems Question CFPB Enforcement Actions

CFPB Director Kathy Kraninger was grilled by Democratic lawmakers regarding enforcement actions during hearings on Capitol Hill. Other topics such as fair lending, innovation policies and qualified-mortgage patch were also on the agenda. Read More

New Task Force to Examine Consumer Finance Laws

The CFPB is setting up a task force to conduct research on consumer credit laws and regulations. Read More

Dems Set Targets for CFPB Student Loan Ombudsman

Democratic senators have asked Ombudsman Robert Cameron how he plans to deal with potential conflicts of interest tied to his previous employer, a federal student loan servicer. Read More

Debt Collection Law Covers Mortgage Debt in California

California enacted an amendment clarifying that mortgages are covered under the state’s debt collection law. Read More

Inside the CFPB

October 21, 2019

View Archived Issues

SCOTUS Agrees to Review CFPB Constitutionality Case

Industry Groups Want Additional HMDA Data Points Removed

Consumer Mortgage Complaints Decline in 3Q19

Temporary HMDA Relief Extended for Small Firms

House Dems Question CFPB Enforcement Actions

New Task Force to Examine Consumer Finance Laws

Dems Set Targets for CFPB Student Loan Ombudsman

Debt Collection Law Covers Mortgage Debt in California

Other News in Brief

Latest Imf News

Mortgage-Banking Income at Depositories Increases

Homes Staying on the Market Longer

Former Freddie CEO Raises Concerns on Changes to CRT Program

Existing-Home Sales Up Slightly in November

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

October 21, 2019

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?