| Inside Mortgage Finance

CFPB to Soon Decide the Fate of its ‘QM Patch’

The bureau has turned its attention toward steps needed to address the “GSE patch” along with other changes to its rulemaking activity. But it has not indicated the approach it is considering. Read More

Think Tanks Debate Solution to Expiring QM Patch

Discussions over the expiring “QM patch” heated up recently with the American Enterprise Institute accusing the Urban Institute of “bad economics” on its solution to the problem. Read More

Community Banks See Effects of Reg Relief

One year after the passage of the Dodd-Frank reform act, community banks say they have been benefiting from regulatory relief, but further implementation of some provisions is still needed. Read More

CFPB Looking to Standardize Communication Guidelines

The mortgage-related provisions in the proposed debt-collection rule mark the latest efforts by the bureau to bridge the difference between the debt collec-tion law and mortgage servicing rules. Read More

CFPB Sanctions Servicer BSI Financial

Residential servicer BSI Financial Services agreed to pay roughly $230,000 for mishandling mortgage servicing transfers. It marks the first mortgage-related enforcement action under Director Kathy Kraninger. Read More

Private Student Loan Rehab Programs Need Clarification

The Government Accountability Office recommended that the CFPB clarify which financial institutions can offer rehabilitation programs to private student loan borrowers. But the bureau decided otherwise. Read More

House Passes Consumer First Act but Senate Clearance Dim

The House of Representatives passed a bill introduced by Maxine Waters, D-CA, to reverse former CFPB acting Director Mick Mulvaney’s efforts to rein in the bureau. But the bill is likely to go nowhere in the Republican-controlled Senate. Read More

States Amend Mortgage Lender Licensing Rules

A number of states, including Illinois and New Hampshire, last month amended their licensing rules to address certain challenges faced by mortgage lenders. Read More

Inside the CFPB

June 3, 2019

View Archived Issues

CFPB to Soon Decide the Fate of its ‘QM Patch’

Think Tanks Debate Solution to Expiring QM Patch

Community Banks See Effects of Reg Relief

CFPB Looking to Standardize Communication Guidelines

CFPB Sanctions Servicer BSI Financial

Private Student Loan Rehab Programs Need Clarification

House Passes Consumer First Act but Senate Clearance Dim

States Amend Mortgage Lender Licensing Rules

Other News in Brief

Latest Imf News

Appeals Court Grants Rehearing of CFPB Case

Trump Teases Housing Proposal, Promises Lower Interest Rates

House Committee Moves Housing Bill, NFIP Extension

Refis Lead to Increase in Ginnie MBS Issuance in November

Featured Data

Agency Jumbo Business Level During Third Quarter

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

June 3, 2019

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?