Inside the CFPB

ECOA Rulemaking Likely to Limit the Use of Disparate Impact

The CFPB is expected to limit the use of disparate-impact analysis under the Equal Credit Opportunity Act, as the agency intends to rewrite the ECOA rule, according to attorneys tracking the issue. Read More

CFPB Sets Timeline to Implement Changes in Dodd-Frank Reform Bill

The CFPB will focus its rulemaking efforts on implementing directives from the Dodd-Frank reform act over the next 12 months, according to the agency’s latest rulemaking agenda. Read More

CFPB Settles ‘Abuse’ Claim, but Then Says it May Refine the Term

The CFPB recently settled with a Tennessee-based payday lender for debt-collection practices, finding some of its activities were “abusive.” Read More

State AGs Criticize CFPB’s Plans for Trial Disclosure Sandbox

A dozen state attorneys general asked the CFPB to withdraw or make substantial modifications to its proposed trial disclosure program. Read More

CFPB Expands Spanish Glossary of Financial Terms for LEP Borrowers

The CFPB recently updated its Spanish glossary of common financial terms in order to help borrowers who do not have a command of English. Read More

Industry and Consumer Groups Call for ATR Rulemaking on PACE Loans

A collection of industry and consumer advocacy groups jointly urged the CFPB to expeditiously start rulemaking to expand ability-to-repay requirements to Property Assessed Clean Energy (PACE) loans. Read More

CFPB Narrows Scope of Pending Rulemaking on Payday Lending

The CFPB said it will focus on ability-to-repay provisions as it tries to overhaul its controversial rule on payday, title and high-cost installment lending. Read More

Mortgage Complaints Continued to Decline by Double Digits in 3Q18

Mortgage-related consumer complaints filed with the CFPB continued to plunge in the third quarter, according to a new Inside the CFPB analysis. [Includes one data chart.] Read More

Democrats, States Keep the Heat on Mulvaney to Enforce the MLA

Democrats on Capitol Hill and state attorneys general are continuing their campaign to get the CFPB to enforce the Military Lending Act. Read More

October 29, 2018

View Archived Issues

ECOA Rulemaking Likely to Limit the Use of Disparate Impact

CFPB Sets Timeline to Implement Changes in Dodd-Frank Reform Bill

CFPB Settles ‘Abuse’ Claim, but Then Says it May Refine the Term

State AGs Criticize CFPB’s Plans for Trial Disclosure Sandbox

CFPB Expands Spanish Glossary of Financial Terms for LEP Borrowers

Industry and Consumer Groups Call for ATR Rulemaking on PACE Loans

CFPB Narrows Scope of Pending Rulemaking on Payday Lending

Mortgage Complaints Continued to Decline by Double Digits in 3Q18

Democrats, States Keep the Heat on Mulvaney to Enforce the MLA

Latest Imf News

UWM to Acquire Two Harbors, Eyeing Servicing

Mortgage Broker Jobs Increase in October; Others Decline

New Freddie CEO Out of Retirement After Long Term at Deloitte

Lennar’s Average Sale Price for New Homes Dropping

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside the CFPB

October 29, 2018

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?