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Inside Nonconforming Markets

August 22, 2025

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Banks Resume Adding to First-Lien Holdings in 2Q

Banks and thrifts increased their holdings of first-lien mortgages by 0.7% during the second quarter of 2025 compared to the end of March. (Includes data table.) Read More

Some Fraud Concerns in Parts of Non-QM Market

Leaders of non-QM lenders caution that fraud is a concern with bank statement mortgages and loans underwritten based on business profit and loss statements. Read More

Non-QM Market Surges as Agency Originators Enter Space

Lenders that have traditionally focused on agency mortgages are boosting originations of non-QMs. Read More

Figure’s Non-Agency Activities Flourishing Pre-IPO

Figure Technology Solutions has used HELOC lending and a loan marketplace to bolster its prospects ahead of an initial public offering. Read More

Nonprime Servicing Volume Rises in 2Q

Total nonprime servicing grew in the second quarter of 2025 after declining early in the year. Meanwhile, delinquencies on securitized non-qualified mortgages declined. (Includes data table.) Read More

Velocity Issuing MBS, Anticipating Growth in BPLs

Velocity Financial reported a busy second quarter of 2025 in terms of securitizations, and leaders of the business-purpose lender expect business to continue to be strong. Read More

Residential Transition Loan Growth Cooling Somewhat

Originations of residential transition loans continue to increase, though the annual growth rate has come down in recent months. Read More

News Briefs

Velocity Financial opts for dual listing of its common stock; Morningstar DBRS adds inTENT Fulfillment to approved providers of due diligence. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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