June 13, 2025

Non-QM Market Evolving With Room for Growth

Leaders in the non-qualified mortgage space see promise in artificial intelligence, ample liquidity and the need for better marketing. Read More

Bank Mortgage Holdings Tad Down in First Quarter

Banks and thrifts have largely added to their overall holdings of residential first liens each quarter dating back to 2021. The decline seen in the first quarter of 2025 included a sharp drop in ARMs. (Includes data table.) Read More

Non-QM Marketing Falls Short, Lenders Warn

Players in the non-QM market believe the sector is lacking in awareness and education. Read More

Originations of Short-Term Loans Soar in 2024

Short-term mortgages track residential transition loans and fix-and-flip loans. Last year, originations were up 34.6% compared with 2023. (Includes data table.) Read More

Legal Risks With Originating Business-Purpose Loans

Industry attorneys stress that there are steps mortgage lenders can take to avoid running into legal issues with originating business-purpose loans. Read More

Vontive Issues RTL Securitization, Plots Growth

The Seattle-based mortgage fintech has issued a $150 million securitization backed by residential transition loans and launched an artificial intelligence-powered data suite. Read More

Non-QM Servicers Using AI to Address Complications

Technology is helping servicers overcome the complexities caused by lack of standardization among non-QM practices. Read More

News Briefs

ARDRI appoints Christine Lacy as vice president of wholesale production; Dominion Financial Wholesale appoints William Fisher as director of wholesale sales; new wholesale mortgage banking platform launches; ResiCentral launches expanded non-qualified mortgage product suite; Beeline Holdings rolls out home equity access product; Guild Mortgage adopts FICO Score 10 T; Chimera Investment to acquire HomeXpress Mortgage. Read More

Inside Nonconforming Markets

View Archived Issues

Non-QM Market Evolving With Room for Growth

Bank Mortgage Holdings Tad Down in First Quarter

Non-QM Marketing Falls Short, Lenders Warn

Originations of Short-Term Loans Soar in 2024

Legal Risks With Originating Business-Purpose Loans

Vontive Issues RTL Securitization, Plots Growth

Non-QM Servicers Using AI to Address Complications

News Briefs

Latest Imf News

Jumbo Mortgages Gaining Share in Originations

Annaly Brings Exceptionally Large Expanded-Credit MBS

Non-Agency MBS Investors Showing Insatiable Demand

Lennar Reducing Incentives for Home Purchases

Featured Data

Agency MBS Issuance Down in May as Refinance Falters

Correspondent Share Slips in First Quarter of 2026

FHA Refis Sole Bright Spot in First-Quarter Originations

Banks’ Mortgage Holdings Inch Down in First Quarter

Featured Reports

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

2026 Mortgage Market Statistical Annual (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

June 13, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?