May 30, 2025

Jumbo Share of Originations Ticks Up in First Quarter

Non-agency jumbos accounted for 13.8% of total first-lien originations in the first quarter of 2025, compared with an 11.1% share in the first quarter of 2024. Chase remained the top jumbo producer and Redwood Trust is gaining momentum. (Includes data table.) Read More

Bright Outlook for Non-QM Lending and Securitization

This year is expected to be the biggest year yet for non-QM lending and securitizations, according to industry participants. Read More

Jumbo Borrowers Faced Fewer Denials in 2024

The denial rate on applications for jumbo refinances dropped to 22.2% in 2024 from 25.4% in the year earlier, while only 10.3% of jumbo purchase-mortgage applications were turned down. (Includes data table.) Read More

MBA Calls for Reforms to Help Non-Agency Market

Federal entities should take steps to boost the non-agency market, according to the MBA. Meanwhile, FHFA isn’t necessarily looking to shrink the GSEs’ footprint. Read More

Demand for Home Equity Loans Rising

As the housing shortage persists, home equity has been increasing, creating opportunities for lenders. Read More

Maxex Updates Non-QM and DSCR Products

The changes include the availability of written verification of employment, a reduced account statement requirement and a lowered business fund ownership threshold. Read More

Provident, Chase Ramp Up Prime Non-Agency MBS

In the coming weeks, Provident and JPMorgan Chase are both set to issue prime non-agency MBS. Read More

News Briefs

Acra searches for new CEO; Rocket Companies upsizes securitization; House approves bill that would remove qualified mortgage underwriting requirements for small banks; prepayment rates on non-QMs increase; Longbridge Financial launches home equity product. Read More

Inside Nonconforming Markets

View Archived Issues

Jumbo Share of Originations Ticks Up in First Quarter

Bright Outlook for Non-QM Lending and Securitization

Jumbo Borrowers Faced Fewer Denials in 2024

MBA Calls for Reforms to Help Non-Agency Market

Demand for Home Equity Loans Rising

Maxex Updates Non-QM and DSCR Products

Provident, Chase Ramp Up Prime Non-Agency MBS

News Briefs

Latest Imf News

Jumbo Mortgages Gaining Share in Originations

Annaly Brings Exceptionally Large Expanded-Credit MBS

Non-Agency MBS Investors Showing Insatiable Demand

Lennar Reducing Incentives for Home Purchases

Featured Data

Agency MBS Issuance Down in May as Refinance Falters

Correspondent Share Slips in First Quarter of 2026

FHA Refis Sole Bright Spot in First-Quarter Originations

Banks’ Mortgage Holdings Inch Down in First Quarter

Featured Reports

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

2026 Mortgage Market Statistical Annual (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

May 30, 2025

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?