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Inside Nonconforming Markets

January 24, 2025

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Loans for Self-Employed Boost ECM MBS Issuance

Bank statement and alternative-documentation mortgages helped increase expanded-credit MBS issuance in the fourth quarter of 2024. (Includes three data tables.) Read More

A&D to Acquire Flagstar’s TPO Business

The deal is expected to boost A&D’s originations of agency loans. The lender has so far focused on expanded-credit mortgages. Read More

Core Product Share of GSE Business Level in 4Q

It was largely business as usual for Fannie Mae and Freddie Mac in the fourth quarter. But going forward, the Trump administration could make moves to reduce the two GSEs’ activity. (Includes data table.) Read More

Rate’s Non-QM Lending Reaches New Heights in 2024

Changing market dynamics and training efforts provided a boost to Rate’s non-qualified mortgage business last year. Read More

Non-QM Lender Launches Delegated Correspondent Products

Newfi has a new line of non-qualified mortgage products for delegated correspondent lenders. Read More

More Opportunities for Nonbank Lending Expected in 2025

Bank exits and interest rate uncertainty could create new opportunities for nonbanks to acquire loans from depository balance sheets. Read More

Home Equity Investments Are Subject to TILA, CFPB Says

The outcome of the case could have a major impact on the home equity investment market. Read More

CFPB Considers ATR Compliance in New Lawsuit

The CFPB sued Vanderbilt Mortgage and Finance, alleging the manufactured-home loan lender failed to meet ability-to-repay rules when originating non-qualified mortgages. Read More

News Briefs

Redwood announces debt offering; Newfi invests in Dunmor; Visio appoints new CEO. Read More

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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