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Inside Nonconforming Markets

January 10, 2025

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Prime Loan MBS Issuance Declines in 4Q

ECM and agency-eligible loans helped pick up the slack for non-agency MBS issuance in the fourth quarter as prime volume slowed. Read More

Redwood’s Aspire Platform Increases Expanded-Credit Offerings

Redwood said it will now aggregate bank statement loans, CPA-prepared profit-and-loss statements and debt service coverage ratio loans through its Aspire correspondent platform. Read More

Non-QM Impairments Hit Two-Year High in November

MBS investors remain protected despite rising delinquencies on non-qualified mortgages. Read More

Groundfloor Sees Busy Year for Fix-and-Flip Market

RTL lender Groundfloor believes strong investor demand and a lack of available housing should help boost the market this year. Read More

California Regulation to Impact Business Purpose Loans

A new regulation in California will affect originations of business purpose loans. Other concerns include potential regulation of automated underwriting and rising costs for property insurance. Read More

HomeLend Launches New Jumbo Offerings

The mortgage marketplace and conduit is offering prime and non-QM jumbo products. Read More

Investor Loan Amounts Rose in 2024 as Demand Blossomed

Loan balances on loans for investment properties increased in 2024. Read More

Usual Issuers Kick Off Non-Agency MBS for 2025

Three issuers have started marketing non-agency MBS thus far in January, including two expanded-credit MBS. Read More

News Briefs

New York Mortgage Trust to issue a $75.0 million debt offering; Morningstar DBRS deems Radian unit “acceptable” for third-party due diligence; Arc adds new executives. Page 8.NYMT to issue a $75.0 million debt offering; Morningstar finds Radian "acceptable" for third-party due diligence; Arc adds new executives from Flagstar and Newrez. Read More

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