December 20, 2024

ARM Origination Growth Slows in 3Q

After explosive growth in the second quarter, originations of adjustable-rate mortgages failed to keep pace with overall originations. (Includes data table.) Read More

HEL Originations Expected to Increase in 2025

Rising home equity and strong investor demand should help lenders boost their HELOC, CES and HEI lending in 2025. Read More

Correspondent Channel Gains Share of Nonconforming Market

Correspondent lenders took some market share from both the retail and broker channels in the nonconforming market in the third quarter. (Includes two data tables.) Read More

Oaktree Relaunches Non-QM Correspondent Platform

Oaktree expects market share for correspondents in the non-qualified mortgage market to grow next year. Read More

A&D Using AI to Simplify Non-QM Guideline Reviews

A&D Mortgage’s new AI chatbot will allow brokers to get real-time answers to questions regarding non-QM guidelines. Read More

Shellpoint Regains Lead Among Non-Agency MBS Servicers

Shellpoint handled servicing on 32.3% of the non-agency MBS issued during the third quarter. (Includes data table.) Read More

Real Estate Investors Cautiously Optimistic for 2025

Lenders in the fix-and-flip market believe the real estate investment market is showing positive signs for next year. Read More

Chase Leads Last Batch of Non-Agency MBS for 2024

JPMorgan Chase started marketing a variety of non-agency MBS over the past two weeks, including its first deal stocked with non-QMs for primary residences. Read More

News Briefs

SFA seeks feedback on data tape standards for prime non-agency MBS; MCT plans to use FICO 10 T scores for whole loans and MBS sold through its platform. Read More

Inside Nonconforming Markets

View Archived Issues

ARM Origination Growth Slows in 3Q

HEL Originations Expected to Increase in 2025

Correspondent Channel Gains Share of Nonconforming Market

Oaktree Relaunches Non-QM Correspondent Platform

A&D Using AI to Simplify Non-QM Guideline Reviews

Shellpoint Regains Lead Among Non-Agency MBS Servicers

Real Estate Investors Cautiously Optimistic for 2025

Chase Leads Last Batch of Non-Agency MBS for 2024

News Briefs

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

December 20, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?