September 27, 2024

Brokers Gain Share in Nonconforming Market

Brokers took ground in nonconforming loan originations from retail and correspondent lenders during the first half of 2024. (Includes two data tables.) Read More

Uncertainty on Conforming Loan Limits for 2025

As in previous years, several large lenders have announced increases to conforming loan limits ahead of the FHFA’s official release. However, this time there’s a risk that some lenders overshot where conforming loan limits will be set in 2025. Read More

A&D Teams With Atlas for ECM Securitization Venture

The new joint venture has already issued its first MBS, with expanded-credit mortgages originated by A&D Mortgage. Read More

Rate Cuts Unlikely to Boost Fix-and-Flip Activity

Despite interest rate cuts from the Federal Reserve, fix-and-flip lenders believe a lack of inventory and traditional seasonality will lead to a quiet end to 2024. Read More

Life Insurance Companies Turn to Non-QM Investments

Life insurance companies are increasingly looking to expand their capital allocation in non-qualified mortgage investments, according to Angel Oak Capital. Read More

Unison Partners With Carlyle for Equity-Sharing Products

Carlyle agreed to purchase up to $300 million of equity-sharing home loans originated through a new program from Unison. Read More

Short-Term Rentals a Growing Portion of DSCR Volume

Vacation rentals such as Airbnbs are increasingly being financed through debt service coverage ratio loans. Read More

Underwriting Drives Non-QM Growth, Tempers Delinquencies

Improvements in non-QM underwriting standards are helping to stabilize loan performance. Read More

News Briefs

Achilles Mortgage to focus on fix-and-flip lending; EverBank to buy Sterling Bank; CV3 launches loan servicing division; Chain Bridge files for initial public offering. Read More

Inside Nonconforming Markets

View Archived Issues

Brokers Gain Share in Nonconforming Market

Uncertainty on Conforming Loan Limits for 2025

A&D Teams With Atlas for ECM Securitization Venture

Rate Cuts Unlikely to Boost Fix-and-Flip Activity

Life Insurance Companies Turn to Non-QM Investments

Unison Partners With Carlyle for Equity-Sharing Products

Short-Term Rentals a Growing Portion of DSCR Volume

Underwriting Drives Non-QM Growth, Tempers Delinquencies

News Briefs

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

September 27, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?