September 13, 2024

First-Lien Holdings at Banks and Thrifts Rise in Second Quarter

Banks and thrifts grew their first-lien portfolios from March to June despite a decline in portfolio sizes of some of the largest depositories. (Includes data table.) Read More

HEI Activity Flourishing With Credit Ratings

Morningstar DBRS created rating criteria for securitizations of home equity investments in mid-2023. Since then, issuance has blossomed, and the sky’s the limit, according to industry participants. Read More

Non-QM Delinquencies Up; Performance Trends Mixed

Delinquencies on non-QM loans are increasing despite servicers’ best efforts to ensure borrowers don’t go into foreclosure. Read More

Treasury Revises CDFI Certification Application Guidance

In addition to releasing new guidance, the Treasury also pushed back the deadline for submission of new CDFI Fund applications to allow lenders more time to review new guidance requirements. Read More

Calque Launches ‘Contingency Buster’ Product

The Austin, TX-based company has launched a new buy-before-you-sell product aimed at helping homebuyers better compete in today’s tight housing market. Read More

HomeLight Expands Buy-Before-You-Sell Offerings

HomeLight rounded up $20 million in funding to help reach new lender partners as it expands its buy-before-you-sell product. Read More

Non-Agency MBS Issuance Ramps Up in September

A slate of new non-agency MBS was announced over the past two weeks, including two of the largest non-QM deals of the year. Read More

Study Finds Partial Homeownership Helps First-Time Buyers

Fractional homeownership in Norway shows the potential for partial homeownership programs in the U.S., according to a study published by the Federal Reserve. Read More

News Briefs

Angel Oak Capital Advisors issues 50th non-agency MBS; locks on mortgages for second homes hit eight-year low; Acra Lending updates guidelines for DSCR program. Read More

Inside Nonconforming Markets

View Archived Issues

First-Lien Holdings at Banks and Thrifts Rise in Second Quarter

HEI Activity Flourishing With Credit Ratings

Non-QM Delinquencies Up; Performance Trends Mixed

Treasury Revises CDFI Certification Application Guidance

Calque Launches ‘Contingency Buster’ Product

HomeLight Expands Buy-Before-You-Sell Offerings

Non-Agency MBS Issuance Ramps Up in September

Study Finds Partial Homeownership Helps First-Time Buyers

News Briefs

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

September 13, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?