February 16, 2024

Jumbo Originations Decline, Market Share Narrows in 4Q

A sharp drop in jumbo originations in the fourth quarter of 2023 saw the sector’s market share of total first-lien originations narrow. (Includes data table.) Read More

Annaly Looks to Increase Non-Agency Investments

After reporting losses in its agency portfolio in the fourth quarter, Annaly plans to boost its non-agency loan volume. Read More

Jumbo Mortgage Servicing Portfolios Decline in 4Q

Top servicers’ jumbo portfolios declined from the third to the fourth quarter of 2023. But from a year ago, servicing volumes were up. (Includes data table.) Read More

Summit Funding Makes Wholesale Non-QM Play

The lender’s new wholesale lending program will be led by Thomas Yoon, who has more than 18 years of non-QM industry experience. Read More

Bill Would Increase Transparency in CDFI Fund

Legislation to increase transparency in the CDFI Fund comes following reported issues with fund staffing and the new CDFI certification application process. Read More

Non-Agency MBS Flowing in First Quarter

Expanded-credit securitization is heating up and prime non-agency MBS issuers are also active. Read More

Fix-and-Flip Industry Cautiously Optimistic About 2024

Falling interest rates are fueling optimism over growth in the fix-and-flip lending space this year, but competition from new homebuilders may dampen market expectations. Read More

Bank Statement Loans Can Provide New Options for Brokers

A&D Mortgage highlighted the advantages of bank statement loan products during a recent webinar. Read More

News Briefs

Logan Finance hires new chief of staff; Hometap tops $1 billion in HEI funded products; Primis Bank adopts FICO Score 10 T; LendSure announces new bridge loan product; A&D Mortgage offers leap year promotion. Read More

Inside Nonconforming Markets

View Archived Issues

Jumbo Originations Decline, Market Share Narrows in 4Q

Annaly Looks to Increase Non-Agency Investments

Jumbo Mortgage Servicing Portfolios Decline in 4Q

Summit Funding Makes Wholesale Non-QM Play

Bill Would Increase Transparency in CDFI Fund

Non-Agency MBS Flowing in First Quarter

Fix-and-Flip Industry Cautiously Optimistic About 2024

Bank Statement Loans Can Provide New Options for Brokers

News Briefs

Latest Imf News

Fed to Propose Capital Changes for Banks, Mortgages

Prime Non-Agency MBS Issuance Increases Nearly 40% in 2025

Rithm’s Commercial Loan REIT Eyes Lender Acquisition

FHA Loss-Mit Waterfall Change Drives Up Delinquencies

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

February 16, 2024

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?