December 1, 2023

Expanded-Credit Lending Loses Some Share in Third Quarter

Expanded-credit mortgage originations declined by 8.0% in the third quarter, continuing a downward slide that started earlier this year. (Includes data table.) Read More

Pent-Up Demand Driving Non-QM Business

LoanNex reported an increase in non-QM pricing scenarios in October as borrowers are more willing to lock loans in the current interest rate environment. Read More

GSE Loan Limits Set to Rise in 2024

The FHFA increased the baseline conforming loan limit by 5.6% for 2024, while new research finds increasing conforming loan limits impacts home prices and loan volumes. Read More

Nonprime Servicing Portfolios Grow Steadily in Third Quarter

A group of 20 servicers tracked in our rankings increased total nonprime servicing volumes by 11.1% on an annual basis as of the end of September. (Includes data table.) Read More

Lenders See Growth in Mortgages for Doctors

In a tight lending environment, lenders report success from loan products for medical professionals. Read More

New Loan Program Can Help Investors Defer Capital Gains Tax

LendSure’s reverse 1031 exchange with bridge loan program offers investors the chance to defer capital gains taxes when selling one investment property and buying another. Read More

Portfolio Lending Can Help Regional Banks Compete

Regional banks with strong local branch networks can price their loans at higher interest rates compared to national lenders that securitize their originations, according to a new research paper. Read More

News Briefs

LendSure launches P&L program; AAPL appoints new president; Annaly Capital Management starts marketing expanded-credit MBS. Read More

Inside Nonconforming Markets

View Archived Issues

Expanded-Credit Lending Loses Some Share in Third Quarter

Pent-Up Demand Driving Non-QM Business

GSE Loan Limits Set to Rise in 2024

Nonprime Servicing Portfolios Grow Steadily in Third Quarter

Lenders See Growth in Mortgages for Doctors

New Loan Program Can Help Investors Defer Capital Gains Tax

Portfolio Lending Can Help Regional Banks Compete

News Briefs

Latest Imf News

Ginnie Gains More Servicing Share During First Quarter

Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

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GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

December 1, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?