September 8, 2023

Expanded-Credit Lending Roars Back in Second Quarter

The rise in expanded-credit originations in the second quarter aligned with overall trends in the mortgage market. (Includes data chart.) Read More

Court Favors Change Lending in CDFI Case

A temporary restraining order against the CDFI Fund’s notice of revocation has resulted in Change Lending regaining its status as a community development financial institution. Read More

ARM Originations Recover Slightly After a Slow Start

Production of adjustable-rate mortgages increased by 25% from the first to the second quarter. However, the overall share of ARMs declined. (Includes data chart.) Read More

Redwood Launches Home Equity Investment Platform

The new in-house home equity investment origination platform will operate through Redwood’s correspondent channel and a direct-to-consumer originations platform. Read More

Lenders Bring Buydowns to Non-QMs

After finding success in the agency space, lenders are testing buydowns in the non-QM market. Read More

Nonprime Servicing Portfolios See Steady Growth in 2Q

Select Portfolio Servicing continued to dominate the sector in the second quarter. (Includes data chart.) Read More

Altisource Loses CEO, Will Stick With Non-QMs

Altisource Asset Management reaffirmed its commitment to the non-QM space after the resignation of its CEO Jason Kopcak. Read More

Expanded-Credit MBS Issuance Picks Up Steam

Six expanded-credit MBS started marketing within the past two weeks. There’s also a rare prime non-agency deal in the market. Read More

News Briefs

Acra Lending updates guidelines; DBRS ready to rate securitizations of residential transition loans; Moody’s reaffirms ratings for Redwood Trust; MISMO updates implementation guide for home equity eNotes. Read More

Inside Nonconforming Markets

View Archived Issues

Expanded-Credit Lending Roars Back in Second Quarter

Court Favors Change Lending in CDFI Case

ARM Originations Recover Slightly After a Slow Start

Redwood Launches Home Equity Investment Platform

Lenders Bring Buydowns to Non-QMs

Nonprime Servicing Portfolios See Steady Growth in 2Q

Altisource Loses CEO, Will Stick With Non-QMs

Expanded-Credit MBS Issuance Picks Up Steam

News Briefs

Latest Imf News

Agency Jumbo Volume Holds Steady in Third Quarter

Housing Bill With Bipartisan Support Introduced in House

Fannie Mae’s MBS Holdings Increase Again in November

Trump Admin Reorients FSOC to Growth and De-Regulation

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

September 8, 2023

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?