December 23, 2022 | Inside Mortgage Finance

Jumbo Originations Drop Across Channels in 3Q22

Production of jumbo mortgages in all three channels was down from the second quarter, but correspondents posted a relatively smaller decline than retail producers and brokers. (Includes data chart.) Read More

UWM Extends Temporary Rate Buydowns to Jumbos

United Wholesale Mortgage is offering prime jumbo borrowers a 2-1 or 1-0 temporary rate buydown. Meanwhile, A&D Mortgage announced temporary 3-2-1- and 2-1 rate buydowns. Read More

Bank Holdings of First Liens Up Across the Board in 3Q22

Depositories grew their first-lien portfolios during the third quarter. JPMorgan was the only bank among the top 10 to report a sequential decline. (Includes data chart.) Read More

MBS Backed by Investment Properties Issued This Month

Three of the four mortgage securitizations brought to the market this month include large proportions of investment-property loans. Read More

Angel Oak Announces Changes to Repo Line Language

Nonprime REIT Angel Oak Mortgage is redoing some of its warehouse facilities, ending one line and increasing another. The goal: to buy time in a turbulent market. Read More

MBA Files Amicus Brief in Favor of Fix-and-Flip Lender

A recent ruling by a California appeals court tied to default interest charges by lenders and servicers could have national implications, according to industry attorneys. Read More

Dv01 Releases White Paper on Non-QM Prepayment Model

The model will help stakeholders predict prepayments on both their current portfolios and future purchases for both mortgage-backed securities and whole loans. Read More

News Briefs

The NYDFS announces new benchmark to determine subprime threshold; fix-and-flip activity on the downtrend. Read More

Inside Nonconforming Markets

December 22, 2022

View Archived Issues

Jumbo Originations Drop Across Channels in 3Q22

UWM Extends Temporary Rate Buydowns to Jumbos

Bank Holdings of First Liens Up Across the Board in 3Q22

MBS Backed by Investment Properties Issued This Month

Angel Oak Announces Changes to Repo Line Language

MBA Files Amicus Brief in Favor of Fix-and-Flip Lender

Dv01 Releases White Paper on Non-QM Prepayment Model

News Briefs

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

December 22, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?