December 23, 2022 | Inside Mortgage Finance

Jumbo Originations Drop Across Channels in 3Q22

Production of jumbo mortgages in all three channels was down from the second quarter, but correspondents posted a relatively smaller decline than retail producers and brokers. (Includes data chart.) Read More

UWM Extends Temporary Rate Buydowns to Jumbos

United Wholesale Mortgage is offering prime jumbo borrowers a 2-1 or 1-0 temporary rate buydown. Meanwhile, A&D Mortgage announced temporary 3-2-1- and 2-1 rate buydowns. Read More

Bank Holdings of First Liens Up Across the Board in 3Q22

Depositories grew their first-lien portfolios during the third quarter. JPMorgan was the only bank among the top 10 to report a sequential decline. (Includes data chart.) Read More

MBS Backed by Investment Properties Issued This Month

Three of the four mortgage securitizations brought to the market this month include large proportions of investment-property loans. Read More

Angel Oak Announces Changes to Repo Line Language

Nonprime REIT Angel Oak Mortgage is redoing some of its warehouse facilities, ending one line and increasing another. The goal: to buy time in a turbulent market. Read More

MBA Files Amicus Brief in Favor of Fix-and-Flip Lender

A recent ruling by a California appeals court tied to default interest charges by lenders and servicers could have national implications, according to industry attorneys. Read More

Dv01 Releases White Paper on Non-QM Prepayment Model

The model will help stakeholders predict prepayments on both their current portfolios and future purchases for both mortgage-backed securities and whole loans. Read More

News Briefs

The NYDFS announces new benchmark to determine subprime threshold; fix-and-flip activity on the downtrend. Read More

Inside Nonconforming Markets

December 22, 2022

View Archived Issues

Jumbo Originations Drop Across Channels in 3Q22

UWM Extends Temporary Rate Buydowns to Jumbos

Bank Holdings of First Liens Up Across the Board in 3Q22

MBS Backed by Investment Properties Issued This Month

Angel Oak Announces Changes to Repo Line Language

MBA Files Amicus Brief in Favor of Fix-and-Flip Lender

Dv01 Releases White Paper on Non-QM Prepayment Model

News Briefs

Latest Imf News

M&A Reshuffles Top GSE Sellers Ranking

Refinance Incentives Surged in January

Lenders Buying Up Trigger Leads Ahead of Ban

Mortgage Fraud Risk Grew Slightly in 4Q

Featured Data

Mortgage Complaints to CFPB Tick Up in Fourth Quarter

Agency MSR Transfers Pick Up in Fourth Quarter of 2025

Record Year for CLO, But Issuance Slowed in 4Q25

Originations Increase in Fourth Quarter With Refi Push

Featured Reports

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Top Mortgage Players: 3Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

December 22, 2022

Download Files:

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?