December 9, 2022

ECM Tries to Regroup in 3Q22 Topsy-Turvey Market

Yes, expanded-credit mortgage originations fell sharply in the third quarter as nonbank lenders faced parched conditions in the MBS market. But ECM is the only mortgage sector where 2022 volume is running ahead of last year's pace. (Includes data chart.) Read More

Non-QM Expertise Critical For Lenders to Thrive in 2023

If lenders want to set themselves apart in an increasingly competitive purchase market, they will have to become experts in the non-QM space, according to officials at Deephaven Mortgage. Read More

Nonprime Servicing Portfolios Show Steady Increase in 3Q22

Nonprime servicing portfolios increased by 1.7% in the third quarter and 7.5% year-over-year. Only three of the top-10 players in the sector saw volumes decline from the second to the third quarter. (Includes data chart. Read More

CrossCountry Joins Hands With Hildene for Non-QMs

The partnership will allow CrossCountry Mortgage to grow its non-qualified mortgage originations. Terms of the deal weren’t disclosed. Read More

ARM Originations Drop but Market Expansion Continues

The adjustable-rate mortgage share of total production increased slightly in the third quarter, even though originations of the product drastically declined. (Includes data chart.) Read More

GSE Loan Limits Will Matter Only if Home Prices Plunge

There are still areas in the country where the jumbo market can grow, according to industry analysts. The only concern is if home prices fall as drastically in 2023 as some economists are predicting. Read More

Silvergate Pulls the Plug on Mortgage Warehouse Lending

The La Jolla, CA-based bank said the decision was based on the current macro environment in the residential lending space. Read More

News Briefs

Invictus rolls out $755.6 million non-QM securitization; Angel Oak Mortgage responds to rumors; Carrington Mortgage Services launches second-lien product. Read More

Inside Nonconforming Markets

View Archived Issues

ECM Tries to Regroup in 3Q22 Topsy-Turvey Market

Non-QM Expertise Critical For Lenders to Thrive in 2023

Nonprime Servicing Portfolios Show Steady Increase in 3Q22

CrossCountry Joins Hands With Hildene for Non-QMs

ARM Originations Drop but Market Expansion Continues

GSE Loan Limits Will Matter Only if Home Prices Plunge

Silvergate Pulls the Plug on Mortgage Warehouse Lending

News Briefs

Latest Imf News

Refi Lending Spikes in 4Q, Purchase Mortgages Slow

Delinquencies Climb During Fourth Quarter, Led by FHA

GSEs Getting Aggressive With Cash Window Pricing

Onity’s Earnings Helped by Release of Tax Valuation Allowance

Featured Data

FHA Delinquencies Rise to Pandemic Levels

Expanded-Credit MBS Issuance Slows in 4Q

New Nonbank Servicing Giant Emerges in Fourth Quarter

January Ushers In New Year With Modest Gain in MBS

Featured Reports

Mortgage Servicing Rights Report: 3Q25 (PDF)

IMF Mortgage Directory: Full interactive database

Agency Seller-Issuer Profile: 3Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

December 9, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?