January 28, 2022 | Inside Mortgage Finance

Chase Tops Prime Non-Agency MBS Issuers; UWM Leads Lenders

JPMorgan Chase was in a league of its own in the prime non-agency mortgage-backed securities market last year, with more than double the volume of its nearest competitor. (Includes three data charts.) Read More

Loans in Change Lending MBS Lack Income, Job Verification

The first non-agency MBS issued by a Community Development Financial Institution includes loans that didn’t require verification of borrower income or employment. Read More

Mortgage Originations Flat at First Republic in Fourth Quarter

The bank’s fourth-quarter lending was flat, but it had record level originations for the year and expects volume to increase in 2022. Read More

Conforming-Jumbo Business at GSEs Levels Off in 2021

Strong home price appreciation helped push some GSE conforming jumbos into the non-agency market. Are loans for second homes next? (Includes data chart.) Read More

Excelerate Plots Non-QM Growth, Including Issuing MBS

The California-based mortgage lender has a new CEO and plans to increase its non-QM production and issue MBS. Read More

Non-Agency MBS Issuance Flowing Smoothly in January

Recent non-agency MBS include the year’s first expanded-credit MBS, plenty of prime deals and even a security with proprietary reverse mortgages. Read More

United Wholesale, Arc Home Expand Non-Agency Product Offerings

UWM’s new jumbo promises its lowest interest rate yet, while Arc Home’s offer includes investment-property loans with balances of up to $2.0 million. Read More

News Briefs

A&D Mortgage receives servicer rating; Bayview buys operator of “We Buy Ugly Houses;” Redwood invests in firm that applies AI to photos from real estate listings. Read More

Inside Nonconforming Markets

January 21, 2022

View Archived Issues

Chase Tops Prime Non-Agency MBS Issuers; UWM Leads Lenders

Loans in Change Lending MBS Lack Income, Job Verification

Mortgage Originations Flat at First Republic in Fourth Quarter

Conforming-Jumbo Business at GSEs Levels Off in 2021

Excelerate Plots Non-QM Growth, Including Issuing MBS

Non-Agency MBS Issuance Flowing Smoothly in January

United Wholesale, Arc Home Expand Non-Agency Product Offerings

News Briefs

Latest Imf News

Ginnie Share of Mortgage Servicing Reaches 18.3% in 3Q

Average Home Sale Price at KB Home Drops to 2023 Level

Ginnie to Align Liquidation Reporting With GSE Standards

Non-QM Lenders Tapping AI to Automate Underwriting

Featured Data

Largest Sellers See GSE Deliveries Wane in November

Third-Party Lenders Boost Market Share in Third Quarter

Bank Mortgage Repurchases Decline in Third Quarter

Mortgage REITs Up Agency MBS, Shed Non-Agency

Featured Reports

Agency Seller-Issuer Profile: 3Q25 (PDF)

Mortgage Servicing Rights Report: 3Q25 (PDF)

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

January 21, 2022

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?