| Inside Mortgage Finance

Retail Channel Gains Share of Jumbo Originations in Second Quarter

Retail-originated loans single-handedly boosted the jumbo market in the second quarter. Halfway through the year, retail loan production accounted for 86% of jumbo volume among a large group of lenders. (Includes data chart.) Read More

Support for Overall Changes Proposed to QM Standards

The CFPB’s proposal could drastically reduce the number of non-QMs originated while helping the non-agency market compete with the GSEs. Industry groups and consumer advocates endorse the tradeoff. Read More

Lenders Oppose the CFPB’s QM Proposal for ARMs

Industry groups warn that most ARMs that reset within five years of origination won’t qualify for safe-harbor status under the CFPB’s qualified-mortgage proposal. Read More

Expanded-Credit MBS with Older Loans Hit Market

Wells Fargo is set to issue its first expanded-credit MBS. Loans in the deal have seasoned for an average of 15 months and other issuers are prepping MBS with somewhat seasoned mortgages. Read More

Banks Increase First-Lien Holdings in 2Q

Although three big banks reduced their first-lien portfolios during the second quarter, total holdings by banks and thrifts increased. (Includes data chart.) Read More

Carrington the Latest Nonbank to Resume Non-Agency Lending

Carrington joins a number of other nonbanks to restart non-agency mortgage production. However, some lenders remain on the sidelines. Read More

Banks Boost Originations of Interest-Only Mortgages in 2Q

IO lending among a group of 15 prominent lenders increased by 35.3% in the second quarter. Banks accounted for nearly all of the increase. (Includes data chart.) Read More

Non-Agency MBS Address Impact from Hurricane Differently

While some issuers will remove loans with exposure to hurricanes from MBS pools, others face higher loss expectations. Read More

News Briefs

Forbearance levels steady; Verus launches commercial lending unit; Angel Oak expanding retail branches. Read More

Inside Nonconforming Markets

September 18, 2020

View Archived Issues

Retail Channel Gains Share of Jumbo Originations in Second Quarter

Support for Overall Changes Proposed to QM Standards

Lenders Oppose the CFPB’s QM Proposal for ARMs

Expanded-Credit MBS with Older Loans Hit Market

Banks Increase First-Lien Holdings in 2Q

Carrington the Latest Nonbank to Resume Non-Agency Lending

Banks Boost Originations of Interest-Only Mortgages in 2Q

Non-Agency MBS Address Impact from Hurricane Differently

News Briefs

Latest Imf News

Rocket Top GSE Seller in February

MBA Doesn't Expect Lower Interest Rates in Near Term

Cash-Strapped Homeowners Increasingly Turn to BNPL Products

loanDepot Returns to Wholesale Channel

Featured Data

Bank Servicing Declines in 4Q, MSR Fair Values Up

Mortgage-Banking Earnings at Banks Level Off in 4Q

Fannie Mae, Freddie Mac Profits Decline in 2025

Home Equity Loan Securitization Growth Levels Off

Featured Reports

Top Mortgage Players: 3Q25 (PDF)

Lender Profiles 3Q25: Top 25 (PDF subscription)

Mortgage Profitability Report 3Q25 (PDF)

Agency Channel Analysis: 4Q25 (PDF)

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

September 18, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?