| Inside Mortgage Finance

Retail Share of Jumbo Lending Declines Slightly in First Quarter

The retail channel lost market share in the jumbo sector during the first quarter of 2020. However, retail remains the predominant source of originations for the product. (Includes data chart.) Read More

Sterling Bank Takes Reserves for Potential Non-QM Buybacks

The lender took millions of dollars in reserves for potential buybacks and litigation involving the bank’s now shuttered non-QM program. Read More

Delinquencies on Non-QM MBS Spike in April

The impairment rate on non-QM MBS increased by more than five times in April as borrowers felt the side effects of the coronavirus. The worst performing non-QM loans were those to self-employed borrowers. Read More

Prime Non-Agency MBS Sputters with Second Deal

Wells Fargo is set to issue a $478.1 million jumbo MBS, marking only the second deal of the quarter. Read More

As Subprime Servicing Shrinks, Ocwen Plans Growth

Touting its experience servicing distressed subprime mortgages, Ocwen is looking to acquire delinquent loans. (Includes data chart.) Read More

Non-QM MBS Issuance with Slightly Seasoned Loans Continues

Four deals were brought to the market in the past two weeks and more are in the works. However, issuance will slow as the recent activity was backed by loans originated before non-QM lenders halted production. Read More

Impac Resumes Lending but Non-QMs Remain on Hold

After taking a couple of months off from originating mortgages, Impac is back. However, the lender is avoiding non-QMs for the moment. Read More

New GSE Capital Levels to Benefit Non-Agency Market?

The re-proposed capital requirements for the GSEs could prompt a shift in activity toward the non-agency market. The devil is in the details. Read More

News Briefs

CFPB issues proposed rule for LIBOR transition; non-agency forbearance rate declines; Chimera turns to alternative financing; Invictus launches commercial lender; SFA shifts date for annual conference. Read More

Inside Nonconforming Markets

June 12, 2020

View Archived Issues

Retail Share of Jumbo Lending Declines Slightly in First Quarter

Sterling Bank Takes Reserves for Potential Non-QM Buybacks

Delinquencies on Non-QM MBS Spike in April

Prime Non-Agency MBS Sputters with Second Deal

As Subprime Servicing Shrinks, Ocwen Plans Growth

Non-QM MBS Issuance with Slightly Seasoned Loans Continues

Impac Resumes Lending but Non-QMs Remain on Hold

New GSE Capital Levels to Benefit Non-Agency Market?

News Briefs

Latest Imf News

Ginnie Gains More Servicing Share During First Quarter

Fed’s Warsh Unlikely to Drive Down Interest Rates on Mortgages

CFPB Rescinds 2020 Opinion on Special Purpose Credit Programs

New Investors Entering Market for Non-Agency MBS

Featured Data

Ginnie Issuance Down in May as Refis Slump

Jumbo Servicing Volume Bumps Higher in 1Q

Non-Agency Jumbo Lending Drops in First Quarter

REITs Boost MBS Holdings, AGNC Rises to Top Investor

Featured Reports

GSE Repurchase Activity: Cumulative Through Fourth Quarter 2025 (PDF Format)

Agency Channel Analysis: 1Q26 (PDF)

Guide to Mortgage Lending to First-Time Homebuyers

IMF HMDA Dashboard: 2025

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

June 12, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?