| Inside Mortgage Finance

ECM Production Up But Lags Broader Market

The expanded-credit sector lost market share in 2019 as lower interest rates helped propel refinances of conforming mortgages. Citi was the top lender in the space. (Includes data chart.) Read More

MBS Issuance Moving Ahead Despite Interest Rate Drop

Presale reports for three deals backed by new originations were published this week. However, there’s uncertainty about how they will be received by investors due to market volatility related to the coronavirus. Read More

Retail Share of Jumbo Originations Increases in 2019

The retail channel, which is the predominant source of jumbo originations, gained market share from the correspondent channel last year. (Includes data chart.) Read More

Mixed Views on the Relevance of the Non-QM Market

Investors that are active in the market for non-QMs can’t seem to get enough of the loans or MBS. Meanwhile, large firms continue to avoid the sector due to concerns about liabilities and the lack of uniformity. Read More

Redwood Benefiting from Market Volatility, Increasing Aggregation

Redwood’s mortgage aggregation activity is increasing as banks apparently can’t handle all of the new volume tied to a decline in interest rates. Read More

Noncore Business at GSEs Increases in 2019

Despite regulatory talk about increasing efforts to help the non-agency market compete with the GSEs, the volume of noncore loans sold to Fannie and Freddie increased in 2019, led by mortgages with DTIs greater than 43%. (Includes data chart.) Read More

Inside Nonconforming Markets

March 6, 2020

View Archived Issues

ECM Production Up But Lags Broader Market

MBS Issuance Moving Ahead Despite Interest Rate Drop

Retail Share of Jumbo Originations Increases in 2019

Mixed Views on the Relevance of the Non-QM Market

Redwood Benefiting from Market Volatility, Increasing Aggregation

Noncore Business at GSEs Increases in 2019

MFA Investing in Non-QM Lenders, Planning MBS Issuance

DoubleLine Invests in Non-QM Lender OptionWide Financial

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Mortgage Profitability Report 4Q25 (PDF)

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IMF Mortgage Directory: Full interactive database

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

March 6, 2020

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?