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Bank First-Lien Holdings Increase in Third Quarter

First-lien holdings increased in the third quarter but Chase stood out among big banks as it sold mortgages and acquired MBS. First Republic slowed its mortgage sales and boosted its portfolio. (Includes data chart.) Read More

Provident’s MBS Shows Strong Non-Agency Execution

A non-agency MBS from Provident suggests better execution for GSE-eligible mortgages in the non-agency market. But analysts don’t expect a flood of non-agency MBS with GSE-eligible loans. Read More

Growth in Expanded-Credit MBS Issuance Expected to Slow

Expanded-credit MBS issuance looks likely to increase again in 2020, but not at the exponential growth rate seen since the sector emerged in 2015. A major variable is how the CFPB will address the QM patch. Read More

Interest-Only Mortgage Originations Increase in Third Quarter

IO lending increased in the third quarter, with First Republic leading the pack. The bank held nearly $30 billion of IOs in portfolio as of September-end. (Includes data chart.) Read More

Sterling Bank Suspends Alt Doc Mortgage Program

The bank has suspended a non-QM loan program due to issues with policies and practices. The program accounted for the bulk of the firm’s originations. Read More

ARM Lending Up in 3Q, Market Share Declines

Originations of ARMs increased during the third quarter but they didn’t keep pace with total first-lien production, prompting a loss of market share for the sector. Wells remained the top ARM lender. (Includes data chart.) Read More

Regulators Mulling Changes to Risk-Retention Requirements

Federal regulators are considering changes to risk-retention standards for mortgages delivered into non-agency MBS. Read More

Inside Nonconforming Markets

December 20, 2019

View Archived Issues

Bank First-Lien Holdings Increase in Third Quarter

Provident’s MBS Shows Strong Non-Agency Execution

Growth in Expanded-Credit MBS Issuance Expected to Slow

Interest-Only Mortgage Originations Increase in Third Quarter

Sterling Bank Suspends Alt Doc Mortgage Program

ARM Lending Up in 3Q, Market Share Declines

Regulators Mulling Changes to Risk-Retention Requirements

News Briefs

Latest Imf News

MBA Seeks Credit Score Threshold for Tri-Merge at GSEs

REITs Add to Agency MBS Holdings in Third Quarter

Fannie Looks to Have Walked Back Net Worth Proposal

Mutual of Omaha to Issue Securitization With Proprietary Reverse Mortgages

Featured Data

Non-Agency Jumbo Originations Slow in Third Quarter

Jumbo Servicing Volume Slightly Down in Third Quarter

Refis Lift Agency MBS to Three-Year High in November

Broker Channel Regains Some Share in Third Quarter

Featured Reports

Lender Profiles 2Q25: Top 25 (PDF)

GSE Repurchase Activity: Cumulative to Second Quarter 2025 (PDF Format)

Mortgage Profitability Report 2Q25 (PDF)

IMF HMDA Dashboard: 2024

Featured Poll

As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

Inside Nonconforming Markets

December 20, 2019

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?